British Credit Union Historical Society

was started by local residents of Woodside and Seaton who were fed up with high interest door step lenders charging high interest rates for small loans and because they were not offered basic banking services because of their low incomes.

In 1986 a steering group came together and started the lengthy process of starting a credit union, which would be the first in Grampian. In November 1990 the credit union opened at its main office in 22B Sandilands Drive, Woodside Aberdeen

In 2002 because of demand from residents in the Middlefield area the credit union widenend its operating area to take in the Middlefield area.

In 2006 working in partnership with Langstane Housing Association the credit union widened its operating area to take in George Street - and also payroll deduction for Langstane Housing Association Employees

In 2009 due to members suggestion/requests and with help from local councillors the credit union started to offer Aberdeen City Council payroll deduction. SHMU (Station House Media Unit) employees requested this service and this was started in 2009

In November 2009 the credit union became recognised by the Department of Work and Pensions / HMRC as an authorised credit union able to accept benefits to pay into the credit union.

The credit union also moved premises from 22B Sandilands Drive to the new build at the Woodside Fountain Centre, two streets away but the first time the credit union changed its registered office since the credit union opened

In March 2013, the members present at AGM agreed for the second year running to adopt the changes in regulations for credit unions under the Scottish League of Credit Unions Rule Book - included within the changes is that small community business can open a credit union account

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Stirling Credit Union evolved from the Stirling Council Credit Union which was started in the late 1990’s for the benefit of Stirling Council employees as a simple means to save and borrow at affordable levels. In 2009, the credit union changed its name to Scotcentral Credit Union when it widened its common bond to become a community credit union to include individuals who either work or live within Stirling District, Clackmannanshire and parts of Lanarkshire. In 2013, Scotcentral Credit Union changed its name to Stirling Credit Union as part of a re branding.New members in December 2014 sign up free lunch Monday 1st of December Municipal Buildings, Council Chambers come and join the Credit Union! STIRLING UNIVERSITY can now save with Stirling Credit Union by payroll deduction. Staff employed by Stirling Council have been able to save like this for number of years. November 2016, they received funding to employ a Schools Development Worker on a part-time, fixed term contract. Job is to develop schools’ savings clubs in more Stirling schools and help develop financial teaching materials. The Credit Unionhave just broken through 1,000 total (adult and junior) members January 2017! A new office was officially opened by Provost Christine Simpson on Thursday 31 August 2017. 

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was established in 2006 as a merger of 3 smaller credit unions in Erskine, Renfrew and Linwood which has served the local community for over 30 years. The aim of the credit union is to encourage members to save regularly, to provide low cost loans to members, to encourage careful money management among members and to develop a sense of co-operation and community. A Website has been designed to promote the benefits of Credit Unions to the people of Renfrewshire. The fresh, easy-to-use website signposts people to credit unions throughout Renfrewshire, lists all their services and highlights the many benefits of saving and borrowing affordably. A key aim is to raise public awareness of credit unions generally and to help people enjoy the benefits of sound money management. Gleniffer Credit Union, Johnstone Credit Union, Renfrewshire-Wide Credit Union, Scot west Credit Union and White Cart Credit Union have collaborated on the development of the website to ensure that the Renfrewshire community can make an informed choice on the best credit union for their needs. The website is funded by Renfrewshire Council who have committed up to £500,000 of funding to support credit union development in Renfrewshire as a key strand of their Tackling Poverty strategy. This substantial investment has been used in a variety of initiatives to tackle the rise in high cost lending and to provide access to a wider range of ethical and affordable financial products for the Renfrewshire community.