British Credit Union Historical Society

West Cumbria Credit Union Ltd

The establishment of Cleator moor & district cu grew from a joint Church initiative in 1994.The aim was to provide an alternative financial service locally that would help break the cycle and high level of dependency of families and individuals on doorstep and other unscrupulous lenders operating in the community. The credit union was legally registered in October 1995. In 2014 the credit union, in order to safeguard and ensure its ongoing financial self-sustainability, successfully sought approval to extend its common bond area to enable it to offer membership and access to its products and services to anyone living or working in the Borough of Copeland. At the end of September 2014, had over 1,600 members and since 1995 have approved 6,020 loans to members amounting to more than 5 million pounds. Going forward the aim to maintain and enhance the current financial self-sustainability through increased membership and the uptake of our products and services. The credit union committed to working in partnership with other local credit unions to help promote and sustain the long-term survival and expansion of the credit union movement throughout the whole of Cumbria. In the year 2000 the Maryport and North Allerdale Credit Union was launched and a couple of years later, in 2002, Workington & District Credit Union was registered. All of these Credit Unions were built and run by local people who were passionate about getting a better deal for their communities. Their aim was to provide an alternative financial service locally that would help break the cycle and high level of dependency of families and individuals on doorstep and other unscrupulous lenders operating in the community. It was important to safeguard the future of these organisations and on the 1st October 2015 these Credit Unions, recognising their common cause, merged to form the West Cumbria Credit Union. The credit union is tremendously proud of their beginnings and the volunteers who worked to build those organisations. Moving forward under the new Affinity brand and remaining true to the same values at the beginning; the credit union continues to provide fair and affordable loans and secure, ethical savings to members.Affinity a credit union for West Cumbrians with only one thing in mind: providing secure, ethical savings and fair, affordable loans for local people.

South Tyneside Credit Union Ltd

Stems from The Nook Credit Union Ltd in May 1991discussuins took place and registering on the 3rd of July 2003 started trading in February 2011 as Bridges Your Community Bank. In September 2016 they rebranded to become First for Money – Your Credit Union reflecting the strong community values and ethical, transparent nature for the future. The decision to rebrand the organisation was driven by the results of a series of focus groups in 2016, attended by both members and non-members of Bridges Your Community Bank. The new brand encapsulates First for Money’s dedication to providing an ethical way to managing savings and loans for both businesses and individuals.  The website had an overhaul to reflect the new brand and demonstrate the full range of services on offer to members. The website now offers more in terms of functionality – including a loan calculator with a slider to help customers determine the value of a loan from First for Money. Anyone who lives and works in Tyne and Wear, County Durham and Northumberland is eligible to join First for Money – Your Credit Union.

West Leeds Credit Union Ltd.

The original credit union was based in Bramley, where it’s been running successfully since 1992 and registerd in June 1994. it extended its common bond to include most of West Leeds and Pudsey in August 2015. Anyone who lives or works in West Leeds and Pudsey can become a member so can any of the family living at the same address. The Credit Union is run by volunteers, and is a savings club and community bank for local people. The office is in Bramley Community Shop in Bramley Shopping Centre on Tuesdays, Thursdays and the first Saturday of every month from 10am–12pm. 

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18.08 | 14:55

I am very proud to be a part of the credit union and the ethos of people helping people.

Congratulations to No1 CopperPot.

14.07 | 04:57

A very inspiring and educational experience. It awaken my interest to serve the community.

01.07 | 13:06

As schools Development Worker for Unify Credit Union, I found the schools project resources very useful.... some really good ideas, Thank you x

23.11 | 16:41
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