The British Credit Union Historical Society

Abbey Credit Union Limited Was in cooperated in 1971 by a group of dedicate people in bring financial services to their community. A member of the Irish League of Credit Unions 28 Ardmillan Drive Rathcoole Newtownabbey Co. Antrim BT37 9BA Telephone: 028 9086 8106 Email: info@abbeycu.co.uk

Abronhill Credit Union Limited Started in 1993 for people who reside in Abronhill, Cumbernauld to offer a service in saving and competitive borrowing. A member of Abcul trade association and can be contacted at Abronhill Community Education 1 Larch Road, Abronhill Cumbernauld G67 3AZ Phone 012367 27757

1st Alliance (Ayrshire) Credit Union was founded in April 2004 from the combined strengths of Stevenson Credit Union and Kilwinning Credit Union. 1st Alliance covers the whole of Ayrshire, anyone living or working in the county can become a member. Financial cooperative owned and controlled by members, managed and staffed by local people, with a strong voluntary element. They strive to offer tailored financial solutions to our members.

Allerdale Credit Union, started in 1997 Allerdale Credit Union is in negotiations with Cleator Moor & District Credit Union to merge from 1st October 2015. The combined credit union would become the biggest in the county by members and by area (ie all of Allerdale and Copeland). No longer authorised

Angus cu registered june 2007 no longer registered may have merged with another Credit union No longer authorised

Aghaloo Credit Union Limited At the heart of the community Open Wednesday morning and Saturday evening 70 Moore Street Aughnacloy Co. Tyrone BT69 7AY E MAIL: aghaloocreditunion@gmail.com

Antrim Credit Union Limited Antrim Credit Union was first opened in 1968 by a group of volunteers who believed in the work of the credit union movement in Ireland and thought there was a need for the organisation in the community to help those who could not get help anywhere else. The credit union has been serving the people of Antrim and Randalstown for over 50 years with over 7000 members and are growing bigger and stronger every year

Annahoe Credit Union Ltd A savings group formed in 1990 led to the creation of Annahoe Credit Union Ltd. a short time later. Since then Annahoe Credit Union Ltd has grown rapidly and gone from strength to strength. The Credit Union was so successful it acquired its own premises which were extensively renovated and officially opened in 2005. The modern environment we operate in is a source of great pride. Amazingly all of the staff are volunteers and give of their spare time to run the Credit Union

Ardboe credit Union Ltd Established in 1969, Ardboe Credit Union is proud of its heritage and continues to be governed by our members and voluntary Board of Directors. Ardboe Credit Union exists only to serve its members — not to profit from their needs. Surplus income generated is returned to the members by way of a dividend and/or is directed to improved or additional services required by the members. Ardboe Credit Union is non-sectarian and non-political and continues that Irish tradition of co-operative self-help. http://www.ardboecu.com

was established in 1994 by a small group of volunteers. It was originally registered as Kilmarnock Co-operative Credit Union and open for 2 hours per week. In 2012 we extended our common bond to serve anyone who lives or works in Ayrshire and changed the name to Ayrshire Credit Union to reflect the community which we serve. We are now open 5 days per week and are still primarily run by volunteers including our volunteer Board of Directors. We currently have excellent town centre premises in Kilmarnock.

Avila Credit Union Limited was founded on 25 Jan 1971 and has its registered office in Belfast . 41 Glen Road Belfast BT11 8BB situated in Andersonstown, CO. Antrim. Email: avila.cu@btconnect.com Company number NO07CUN

Bakers Food and Allied Workers' Credit Union Limited Registered on 20 June 1997 with the registered office located in Welwyn Garden City, Hertfordshire. The Credit Union is open to members from all over the British Isles and as a result of this it has a large base in which to target new members. Such a strategy could lead to a significant increase in member numbers while also increasing income levels for potential distribution back to the members.

Ballymacash Credit Union Limited is an active company incorporated on 21 December 1995 with the registered office located in Lisburn, County Antrim. Ballymacash Credit Union Limited has been running for 24 years 8 months.

Ballynafeigh Credit Union Ltd, opened their doors in October 1996 with 16 members made up for members of Ballynafeigh Orange Hall and their families. Since those early days they have developed to serving the local community with well over 300 members on our books. The Credit Union is run on a daily basis by a dedicated team of hard-working volunteers.

Bedworth and Bulkington Credit Union Registered 30/04/1997 29 Church Way Bedworth WarwickshireCV12 8NA UNITED KINGDOM

Ballinderry Bridge Credit Union Ltd Was founded in March 1969 and registered in January 1971 and is still active

BCD Credit Union Ltd Registered in June 1991 provide a full range of financial services including low cost loans and savings in the Bridgeton, Calton and Dalmarnock areas of Glasgow http://www.bcdcreditunion.co.uk/

Began in the 1990's The common bond of Bacup Credit Union is “anyone living or working in OL12 and OL13 post code areas”. and parts of Rochdale

Beechview Antigonish Credit Union Welcome to Beechview Antigonish Credit Union. We are open for your convenience Mondays and Tuesdays 10 am to 4 pm & Thurs and Fri 7 -9. Call at 465 Falls Rd, Belfast, County Antrim, BT12 6DD. Our loans are generally worked out as follows: - If it is your first loan, please remember if you only have £100 in your account you can only have £100.00 loan. We normally double your savings. If you want to take a loan and you already have a loan this is called taking a top up loan. Please remember to leave your loan form in it takes a weeks’ notice. All loans are looked at individually and are looked at by our Board. www.beechviewcu.co.uk

Bessbrook Credit Union is a local not for profit financial service for savings and loans. We having been proudly serving our community since 1971

Bedford cu BCU was established in 1998 and has grown such that adult membership now exceeds 1800, with 1100 junior members

Benarty & Lochgelly Credit Union was established in October 1989. They serve the communities of Ballingry, Lochore, Crosshill, Glengraig (Benarty) and Lochgelly. benartyc.u@btconnect.com

Belvoir Credit Union Limited Was incorporated on 18 October 1999 with the registered office located in. Belvoir Surestart Offices, 52 Drumart Square, Belvoir, Belfast BT8 7EL Phone:028 9030 1204 or 028 9030 9994

Benburb and Killyman Districts Credit Union Limited Was founded June 1991 and has its registered office in Dungannon Co Tyrone. 17 -19 Main Road, Moygashel, Dungannon, Co. Tyrone BT71 7QR Phone 028 877 27551

The Credit Union for Teachers in Northern Ireland (Formerly known as Belfast Teachers’ Credit Union Ltd) are affiliated to the Irish League of Credit Unions. Established in 1965

Black Squirrel Credit Union The Black Squirrel Credit Union has been operating since 2002 and is run by volunteers, and based in Gernon Walk – is marking 15 years of operation in North Herts and surrounding areas of mid Bedfordshire Email: info@bscu.org.uk

Berkshire cu A group of local people first got together in Reading in 2003 to bring the benefits of a Credit Union to the town. The group led by Stephen Magee worked steadily to gather support from local organisations and in 2007 the Reading Credit Union began its operations when member number one was signed up. The Reading Credit Union grew steadily and by early 2009 had over 400 saving members and a developing loans business. During this period many requests were received from other communities across the county of Berkshire to expand its area of operations. As a result in 2009, a Project Group was set up to expand the Reading Credit Union. The project successfully completed its work when in August 2010, Community Savings and Loans Ltd came into being. This new organisation, building outwards from Reading now covers all areas of Berkshire.

Bristol Credit Union was created in 2005 and 2006 through a partnership of community credit unions in the city. With regeneration funding and support from Bristol City Council, a single City-wide credit union set out to provide services to the people living and working across the whole of Bristol. The membership area was later extended to cover the whole of the former Avon county area

Bute & Cowal Credit Union ltd Began as Bute Credit Union Limited in May 1994. The Credit Union in 2013 expanded its area of membership to include the Cowal peninsula. This Credit Union is a thriving financial organisation, run by volunteers the credit union is supported by the Scottish League, and has 300 active members on the Isle of Bute. Members use the Credit Union to save money and benefit from a low interest rate on loans (12.68% APR). It is hoped to set up a satellite unit in Dunoon during 2013. For more information about the satellite unit contact Alistair McLaren of Argyll Voluntary Action in Dunoon

Cambuslang Credit Union was originally established in 1995. It is a community-based organisation which has enjoyed considerable success over the years and now has over 3500 active members including over 700 Junior members. Cambuslang Credit Union has grown to become an important feature of the local community. It operates out of its own premises at 260 Main Street, Cambuslang, Glasgow, G72 7EG. www.cambuslangcu.org.uk

The North Wales Credit Union was established in 2010 following the merger of Caledfryn, Clwyd Coast, Llandudno, Wrexham and Y Llechen Credit Unions. In May 2015, Hafren Credit Union merged with North Wales Credit Union. North Wales Credit Union AGM on 30th January 2016 approved changing the name to Cambrian Credit Union. We have over 14,000 adult members and 1,500 junior savers. We employ over 30 members of staff and have over 150 volunteers.

Calderdale Credit Union Limited The Credit Union was first registered in April 1993 as Calderdale MBC Employees Credit Union. An application was made to seek to gain approval from the regulator to alter the common bond to a ‘live or work’ qualification which would enable the Credit Union to offer its services to a wider membership base. In July 2003, a number of smaller Credit Unions within the Borough merged to become Calderdale Credit Union. there is a small office in the center of Todmorden which is open three times a week. Staff moved into the new building in December 2013.

The credit union was registered in March 1980 and has grown over the past 30years.The Mission of the Credit Union is to promote the financial wellbeing of its members. To achieve this purpose the Credit Union is committed to providing a broad range of innovative financial products supported by the excellent service of a dedicated group of volunteers and support staff

ONE of Cumbria’s enterprises, Carlisle and District Credit Union, came into being in 2004. Membership in 2016 stands at 2,988 with assets of £1.8m. The credit union’s office at 95 Lowther Street is open six days a week. More information is online at www.carlislecu.com.

Castlemilk Credit Union Ltd is a member owned; community based financial co-operative, offering services to its members on a not for profit making basis. Our values are founded in the co-operative philosophy of equality, equity and mutual self-help. The purpose of the credit union is to provide all members with a high quality, economic and social service in an efficient and ethical manner. We plan to achieve this by offering attractive rates for the benefit of our members while maintaining our co-operative ethos. Meeting the needs of the members must always be at the heart of our strategic planning.

Cardenden & Kinglassie Credit Union Limited Registered in November 1994 and is available for anyone living in the KY5 postal code. Based at Dundonald Institute, 18 Main Street, Dundonald, KY5 0BJ, the Credit Union is open on Wednesdays from 6pm - 7pm. Tel: 01592 722937 belprance@googlemail.com

Causway Credit Union was established in 1963 by a group of like-minded people

Cheshire Neighbours Credit Union Can trace its roots back to 2003 when Crewe and Nantwich Credit Union was established. The credit union extended into the former Vale Royal District in 2009 at the request of Vale Royal District Council and was renamed Cheshire Neighbours Credit Union.

Clivey Credit Union Limited Formed in 1989 it holds collections at Pinetrees Community Centre on Wednesdays from 11am to 12pm. To find out more about the Clivey Credit Union, email thecliveycultd@aim.com. PINEHURST PEOPLES' CENTRE, BEECH AVENUE, PINEHURST, SN2 1JT, SWINDON, Wiltshire

The first Credit Union in Clackmannanshire was Tullibody Credit Union. In 2004 it merged with Alloa & Sauchie Savings Group to form Clackmannanshire Credit Union which now covers the whole of the county. We currently have collections in Alloa and Tullibody but we hope to extend that to other communities as we continue to grow.

Clonard Credit Union was established on 6th December 1964. The motivating force was Father Hugh McLaughlin of Clonard Monastery. Early business was conducted in Waterville Hall and in 1965 moved to newly acquired premises on the corner of Kashmir Road and Clonard Gardens. In 1984 Father Hugh McLauglin opened new purpose premises. Membership has grown steadily over the years and continues to do so.

The credit union is an amalgam of smaller credit unions established between 1987 and 1992 in Ladywood, Aston and Newtown and Nechells. They came together in 2006 and became Birmingham Inner circle Community Credit Union

Chesterfield and North East Derbyshire Credit Union Limited Registered 20/04/1998 For people who reside in, or are employed in, the Borough of Chesterfield and in North East Derbyshire

The Congleton Community Credit Union May 1995 Known locally as Congleton’s best kept secret, there is a local savings and loan cooperative, regulated and approved by The Financial Services Authority, for those who live or work in the CW12 area.

Clonard Credit Union was established on 6th December 1964. The motivating force was Father Hugh McLaughlin of Clonard Monastery. The first Board meeting held in December 1964 consisted of Charles Daly (President), Patrick Cormican (Treasurer), Frank Gallagher (Secretary), Patrick Cluskey, Henry McDevitt, P. O’Neill, P. McCormick, P. McIlroy and Father Hugh McLaughlin. Early business was conducted in Waterville Hall and in 1965 moved to newly acquired premises on the corner of Kashmir Road and Clonard Gardens. In 1984 Father Hugh McLauglin opened new purpose premises. Membership has grown steadily over the years and continues to do so.

Croydon, Merton & Sutton Credit Union is a savings and loans co-operative run for and by its members on a not for profit basis. Membership is open to anyone who lives, works, studies and/or volunteers in the London Boroughs of Croydon, Merton or Sutton. Our rules also permit corporate membership for incorporated and unincorporated bodies, but corporate members may not borrow at present.

Coalisland cu Credit Union is a local, not for profit financial institution. We specialise in providing a safe place for savings and loans in our community. Established in 1963

Cornton Community Credit Union Limited Registered in March 1995 has a group of volunteers running a successful small financial co-operative for the benefit of the community at Cornton Community Centre 37 Johnston Avenue Cornton Stirling. It is a member of the Scottish League of Credit Unions. Opening Hours Monday 9am - 3 pm, Fri 4pm - 6 pm Phone 01786 475 212 corntoncreditunionltd@hotmail.co.uk

The Coventry & District Credit Union was established in 1990 with 3000 members 1500 of which have deposits

Court Credit Union Shankill Road has been operating for over 20 years, later incorporating Forthriver and Carrsglen Credit Unions. We are a profit sharing community based financial organisation Membership is open yo anyone who lives or works within the Common Bond Area (BT13, BT14 and BT15), all new members must be sponsored by a current member of Court Credit Union http://www.courtcreditunion.co.uk

Cowie Credit Union Ltd Established in July 1991 by a number of like-minded people who for many years have provide the community with regulated financial services. The credit union is a member of the Scottish League of Credit Unions Opening Hours Mon, Wed, Friday 10am - 12.30pm Thrift Club Old School House, Main Street, Cowie, FK7 7BL phone 01786 817 212 Email agnes_e2003@yahoo.co.uk

Croydon Caribbean Credit Union Limited Registered in 2013 trading as Croydon Community Credit Union Savings and Loans for the Croydon Caribbean community Meets every second Monday in each month 7.00 - 10.30pm. Open Tuesday Thursday Saturday from 11am to 4pm

Croy and Kilsyth Credit Union Limited Was first Registered on the 14th of October 1981 after seeing other small credit unions in and around Scotland serving their local communities. Their success is noted after over thirty years of financial assistance to the members. Located at: - Constarry Road Croy Kilsyth Glasgow Lanarkshire G65 9HT Email jw@bdlscotland.co.uk or Phone 07963 626 852

Darlington Credit Union is a financial co-operative formed in 2009, following the merger of four smaller credit unions which had been operating in Darlington since 1988.

Discovery Credit Union, Dundee's very own savings and loans co-operative. Discovery credit Union Formed in 2003, Our members all have something in common - we share what is known as a 'common bond' - we all live or work within DD1 through to DD7 or, we are employees or tenants of local councils or housing associations.

Dromara & Drumgooland credit union Limited is a local, not for profit financial institution. We specialise in providing a safe place for savings and loans in our community. Established in 1958, Dromara & Drumgooland Union Limited is proud of its heritage and continues to be governed by our members and voluntary Board of Directors.

Dunfermline & District Credit Union Provides savings and loans at the heart of the community. Is a member of the Scottish League of Credit Unions (SLCU). They are a locally based community organisation. Supported by Fife's Credit Union Development team. NO WEB SITE No longer authorised

Derbyshire Community Bank Is a trading name for Erewash Credit Union and was established in 2006 in Ilkeston and is the largest Credit Union in Derbyshire with just over 3500 members and in excess of £1,000,000 out in loans or savings at any one time. Having previously mainly operated in Amber Valley, Erewash and the Derbyshire Dales, the credit union is now known as Derbyshire Community Bank and serves anyone who lives or works in the county. https://www.dcbank.org.uk/

East London CU Was started as Waltham Forest Community Credit Union in 2003. It became East London Community credit union and in 2012 and later in 2015 as east London Credit Union. It is open to people who live, work, study or worship in the London Boroughs of Waltham Forest, Enfield, Haringey, Hackney, Newham, Redbridge and the Essex district of Epping Forest.

Now Manchester cu former Beswick and Openshaw

Started as Barrhead Credit Union Limited then in then in 2004 became East Renfrewshire Credit Union and then became Pioneer Mutual Credit Union Limited

East Sussex credit union Originally registered on 8th August 2000as Brighton East Area Credit Union later in 2004 to become known as Brighton & Hove Credit Union Limited. In 2006 it became City of Brighton & Hove Credit Union Limited. The name East Sussex was followed in 2007 opening the credit union to all people living and working in East Sussex, Brighton & Hove and all members of Unite the Union in the South-East Region. one of the first credit unions in the country to create their own Facebook app. In

EdenSave was authorised to operate as a credit union by the PRA in July 2013. They opened their doors for business in October 2013. Eden Credit Union Study Group worked since 2010 to set up the credit union, finally submitting an application in August 2012

Essex Savers Net Credit Union Limited began in 2004 in 2018 applied to cancel authrisiation in 2018

Faifley Credit Union Ltd is a community savings & loans provider. Open Friday 6:00pm till 7.30pm. The Credit Union has been delivering a financial service to the members for over 30 years. Phone 01389 872 510 E-Mail faifley.creditunion@ntlworld.com and is Located at Skypoint Faifley Lennox Drive Fairfley Dunbartonshire G81 5JX

First Choice credit union Ltd Started as Haslingden And Helmshore Credit Union Limited in August 1993 changed to HHH Credit Union in January 2005. October 2011 was when it Registered as First Choice Credit Union Ltd. After consultation with the local authority and a feasibility study Mid Rossendale credit union Merged in late 2014, As the name suggests, the Credit Union was available to anyone living or working in all areas that make up the Borough of Rossendale - Bacup, Whitworth, Rawtenstall, Haslingden and Edenfield and those who work in the following wards which make up the Bury North Parliamentary Constituency -Church, East, Elton, Moorside, North Manor, Ramsbottom, Redvales, and Tottington.

First Scottish University credit Union ltd Established in 1990 to serve the employees of Heriot-Watt University, membership is now open to any employee of Heriot-Watt University, Napier University, Edinburgh University or Queen Margaret University. Membership 2013 was at 760 members the aim for the year was to increase membership to 1000 members. In 2015 saw an increase in the Credit union office of members applying for larger loans therefore decided to increase the amount covered by loan protection insurance to £15,000. At the 2017 AGM it was agreed to approve a 0.5% dividend.

Fusion Credit Union has been operating in Lichfield since 2005 and, thanks to funding from Cannock Chase Council, are now offering these services to people living and working in Cannock Chase District.

As of the 1st October 2012, Redcar & Money Tree Credit Union has merged with GLEN Credit Union. GLEN Credit Union covers the areas of Grangetown, Lazenby, Eston and Normanby. No Longer authorised

GREYABBEY CREDIT UNION LIMITED was registered November 1998. The office is registered in Main Street, Greyabbey, Newtownards, Down BT22 2NF, No Longer authorised

Gloucester Credit Union Ltd. was formed by the merger of two former credit unions: St. Peter’s Credit Union Glevum Credit Union and served the City of Gloucester (postcodes GL1-GL4) In January 2011, the common bond was expanded to cover the whole of the County of Gloucestershire. The new name of Gloucestershire Credit Union Ltd. was adopted

Glasgow Credit Union is the largest and most successful credit union in the UK with 32,000 members and over £100 million in assets.

GLASGOW SOUTH CREDIT UNION Was established in 1999 and registered in 2002 with the new Financial Services Authority serving the Gorbals and Toryglen Communities. A local credit union providing accessible financial services to members of the community. It was not until 2009 when the credit union with the aid of the New Gorbals Housing Association was granted a new base for the credit union offering loan, savings, Junior savings, Christmas savings and Insurance. 446 Old Rutherglen Road, Glasgow G5 0PE T: 0141 429 4008 E: gscu@btconnect.com

Greater Milton & Possil Park Credit Union In1991 the credit union got together and was known as Greater Milton Credit Union registered in 1996 according to FCA records. The name was changed to include Possil Park and has been serving residential communities in Glasgow post codes G21G22 G23 as well as Possilpark, Springburn, Bishopsbriggs and Milton They operate a satellite office on a Saturday between the hours of 10am-12pm at Possilpark Parish Church. Gmpcreditunion@hotmail.com https://www.gmpcreditunion.co.uk

Hastings and Rother Credit Union Ltd Began as Hastings and St Leonards Credit Union in June 1999 later in September 2006 to take on the district of Rother and the name became Hastings & Rother Credit Union ltd. Membership is open to those for people who reside in or are employed in Hastings Borough and/or Rother District.

Hannahstown Credit Union has been serving our members for over 40 years. In 1971 the 11 founder members put in a pound each, and got the use of a room in St. Oliver Plunkett Primary School on the Glen Road. Despite many setbacks in the early days the credit union grew steadily and in 1978 purpose-built premises were opened on the present site; extended in 1985; and extensively refurbished in 2003. From that humble start of £11, Hannahstown Credit Union now has assets of over 5 million pounds and over 3000 members.

Hafren credit union was founded in April 1995 Is register at 23 Market street Newtown Powys SY16 2PD No Longer Authorised

Originally there were three Credit Unions operating in the Runcorn and Widnes area (Widnes Community Credit Union, Castlefields Credit Union and Priory Credit Union). In January 2002 these three organisations joined together to create a borough-wide Credit Union, which extended its common bond to those who live and / or work in Halton.

Hampshire Credit Union opened its doors in 2001. We have thousands of Members and have lent over £9Million in loans to help local people get the things they want.

Hertsavers Credit Union Limited Established as Hatfield Credit Union Limited in June 2001in 2008 became HertSAVERS with the registered office located in Hertfordshire.

Hemlington CU Middlesborough North Yorkshire Merged

was formed in January 1991 originallyLondon Borough of Hillingdon Employees Credit Union just serving the employees of London Borough of Hillingdon Employees Credit Union Since then the Common Bond was extended to anyone who works or lives in the London boroughs of Hillingdon, Harrow, Ealing, Brent, Hounslow as well as Slough and South Bucks. 3000 members including 400 junior savers Harrow Savings and Loans and Brent Mutual are trading names of Hillingdon Credit Union.

HI-Scot Credit Union Has been in existence since 2006, though up until 2010 was under the name of Western Isles Credit Union. The base is in Stornoway on the Isle of Lewis, serves all of the Highlands and Islands. These include Highland Council Service Points and a number of housing association offices.

Irlam & Cadishead Savings and Credit Union Began in December 1993 by a group of volunteers for people Living or working in Irlam or Cadishead and continues to serve its members. They can be found at 1st Floor 6 George Street Irlam Greater Manchester

Highland Communities Credit Union Began as Lochaber Credit Union back in February 1999 and with the changing of the common bond took the name May 2015. Highland Communities Credit Union takes members from the Highland Regional Council area, including the Small Isles. Lochaber Housing Association are a named collection site for the Credit Union.

Kent Savers Credit Union Was registered in July 2009 as Kent and Medway Financial Inclusion Partnership Ltd and set up in 2010 as Kent Savers Credit Union Limited to provide affordable financial services to people in the county. Anyone living or working in the historical county of Kent – that is the area currently administered by Kent County Council, Medway Unitary Authority or The London Borough of Bexley – can join Kent Savers. December 2013 began trading as Murston Community Bank. Since January 2016, Kent Savers has made 255 loans worth £530,000, and members now have £1.35 million deposited with their credit union.

Kernow Credit Union On the 10th of February 2004 KCU's predecessor Kerrier & the Fal Credit Union was authorised by the FSA. When Cornwall Council became a Unitary Authority, K&FCU changed its name and "common bond" to Kernow Credit Union covering everywhere west of the Tamar and the Isles of Scilly.

Kilsyth and Villages Credit Union Limited Registered in February 2000 Under the credit Union act of 1979. The founders spent some time visiting other credit unions and learning the best practises before opening for business membership has grown at a steady pace and offer saving accounts for both adults and junior savers. Loans are subject to terms and conditions. The credit union is a member of the of the Scottish League of Credit unions. You can contact them at 10-14 Market Street Kilsyth Glasgow Lanarkshire G65 0BD. E-mail kilsythcredit@gmail.com Ph. 01236 829 180

Was Registered in June 1992 a year or so was spent in gathering information on setting the credit union up by a group of people hoping to benefit the residents in the community offering savings and loans and eventually junior savers. The common bond is people living within the area of Knightswood, Knightscliffe, Temple, Canniesburn, Kelvindale, Bearsden, Jordanhill and Whiteinch areas of Glasgow. The credit union over the years grew to a manageable number. The Credit Union had an event at the British Legion in Knightswood in June 2017 to thank their hundreds of members marking the past 25 years of trading. Many members now have grandchildren joining and even some fourth-generation residents joining. The management team and board all work hard together for the credit union members. 193 Knightswood Road, Knightswood, Glasgow, G13 2EX E-Mail: - ktccu@live.co.uk Ph. 0141 959 1108

Kingdom Credit Union Began as a study group in February 2004 and later registered as Glenrothes and Levenmouth Credit Union in June. But in May 2007 changed the name and common bond to cover all of Fife

Kilrea, Rasharkin & Dunloy Credit Union Established in1964 and serves Kilrea Dunloy Ballymoney

Lakeland Credit Union Ltd formed as a savings group on 12 June 1993 as members of the Ulster Federation of Credit Unions. 14 members registered and £122.00 was collected on the first night. This Credit Union has steadily grown over the years and now has 300 active Senior Members and 40 Junior Members, who come from the West and South of Enniskillen. Phone:028 9030 1204 or 028 9030 9994

Leicester Caribbean Credit Union Limited Registered 17/04/1980 Carribean Court 35 Lincoln Street Leicester Leicestershire LE2 0JU United Kingdom

Liberty Credit Union is a community-based savings and loans organisation, open to anyone who lives or works in the boroughs of Havering, Barking & Dagenham or Redbridge.

North London Credit Union Ltd North London Enterprise Club Credit Union was formed in 1994, for members of the North London Enterprise Club. It became North London Chamber and Enterprise Credit Union in 1997, in 2006 became London Enterprise Credit Union and in 2009 adopted the current name North London Credit Union. The credit Union Is Based in Enfield and operating in the north London boroughs of Enfield, Barnet, Haringey, Waltham Forest and southern Hertfordshire.

Llynfi Valley Credit Union The credit union, which was founded in June 1994 serves a small common bond area in the county borough of Bridgend and currently has just over 1,900 adult members and 567 junior members

Mallard Credit Union Ltd began life as a savings group in 1999 and registered as a Credit Union in 2001. The Credit Union also operates a school savings scheme in Ballinamallard Primary School on Friday mornings and it was pupil of the school, Steven Smyth, who won a competition to design the logo used on all correspondence. Phone:028 9030 1204 or 028 9030 9994 email: mallardcu@btinternet.com

The Manx Credit Union Working Party is a group of volunteers, from a wide variety of backgrounds, who have come together to form a Manx Credit Union.A member of the trade association UKCU Ltd and will be regulated by Isle of Man Financial Services Authority.

Medway Credit Union was first registered as Medway South Credit Union Limited in december 2000 it was August 2001when the current name was adopted residing at 90, Pentagon Shopping Centre, The Pentagon Shopping Centre, Chatham ME4 4HY Members live or work in the Medway Towns or the borough of Swale

Mercat Cross and The Bruce Credit Union Limited Was first instigated and registered as Mercat Cross Credit Union Limited in June 2002 the name and common bond changed some two years later in October 2004. It is a small local credit union supported by the Scottish League. The Credit Union received funding from Stirling Council to help develop the Junior Savers scheme to become more attractive in schools. The Junior Savers Clubs in primary schools see children making regular savings, the numbers tend to fail when the child moves to secondary school. 16 Broad Street, Stirling, FK8 1EF Ph. 01786 450 928 E-Mail: - mercatunion@gmail.com

As our name suggests, our Credit Union is available to anyone living or working in all areas that make up the Borough of Rossendale - Bacup, Whitworth, Rawtenstall, Haslingden and Edenfield. We now also accept residents and those who work in the following wards which make up the Bury North Parliamentary Constituency - Church, East, Elton, Moorside, North Manor, Ramsbottom, Redvales, and Tottington. Merging with First choice Cu In 2014

Money Matters Credit Union Limited a well-established mutual society in Luton operating from 03rd November 1995. Lewsey & Poets Credit Union Limited registered in August 1999 and later to register as Lewsey And Lea-Siders Credit Union Ltd in the May of 2001 till October2003 settled on the name MoneyMatters now providing affordable financial services to those who live and / or work in Luton and South Bedfordshire in the LU postcode area.

Money box Credit Union Was registered in November 1997 as The Leominster Money Box Credit Limited. changing registration in September 2004 to Moneybox and during that time Providing fair and ethical financial services to the people of Herefordshire. The credit union became part of Just Credit Union since 2002.

MONEYMORE CREDIT UNION LIMITED was registered on 22/08/1997 The Credit Union office is registered in Stonard Street, Moneymore, and Magherafelt, Cookstown BT45 7PN Phone:028 9030 1204 or 028 9030 9994

Moyenir Credit Union Ltd Founded in May 1967 Moyenir Credit Union Ltd At strive to offer a member a high-quality service, giving safe and affordable savings and loans. It is run by members for the members. "Not for Profit, Not for Charity but for Service" incorporation Date:11 Jan 1971

Moy Credit Union Ltd Registered Originally No 49 in January 1971 Still going strong in 2019 and The Mission of the Credit Union is to promote the financial wellbeing of its members. To achieve this purpose the Credit Union is committed to providing a broad range of innovative financial products supported by the excellent service of a dedicated, well-staff.

Mosshill Credit Union Ltd The credit union was first formed in 1972 and registered under the credit Union act in March 1980 Membership is around 4000 common Bond Live in Bellshill, Mossend, West Hollytown and South Newstevenston https://www.mosshillcu.co.uk/

Motherwell & District CU The Credit Union has grown from 32 original members in 1992 in Forgewood to the current membership of 1669 here in Motherwell’s Merry Street. Originally known as Greater Northforge Credit Union but now trading as Motherwell & District Credit Union.

Anyone living or working in the London Boroughs of Harrow and Hillingdon, Spelthorne, Slough, South Bucks, Wycombe and Chiltern can join M4Money Credit Union.

Morecambe Bay Credit Union Ltd was established in 2000 by local volunteers and is housed at:- Credit Union Centre 75 Queen Street Morecambe LA4 5EN

National Federation of Retail Newsagents Cu It was established in 2006 to provide savings and loans for members and staff of the National Federation of Retail Newsagents. It now supports the enlarged membership of the NFRN together the staff of all associated companies.

The National Fire Savers Credit Union was first established in 1998 as a credit union for London Fire Brigade staff (The London Fire Savers Credit Union)

NEWTOWNHAMILTON CREDIT UNION LIMITED started 1971 member of the Irish league 40 Dundalk Street, Newtownhamilton, Newry, Co Down, BT35

Newport Credit Union was established in 1999 Newport North West Credit Union Limited24/06/2002 Newport Credit Union Limited 17/06/2003 trading as Moneywise savings and loans16/07/2012

has been serving the community in Ards for over 20 years. The doors in Mary Street were opened in 1993. Later moving to a new office in Church Street

NewCred is a community based Financial Co-operative, which provides savings, low cost loans and other financial services to its members.no longer trading

Neath Port Talbot Credit Union opened on April 1st 2005 at Grandfield House, Croft Road, Neath. A few years later, thanks to the help and support of Coastal Housing Association we moved into a brand new office at Windsor Road, Neath. Now trading as Celtic cu

Norris Green Credit Union Ltd Established in 1991 changed its name and common bond in 2018 to Liverpool Community CU allowing all those living and/or working in the City of Liverpool to become members.

North Tyneside Employees Credit Union. The Credit Union began around 1990, in a small office at the Town Hall on a weekly basis, run by the board and volunteers. At this time, they did not have an office of their own and long-term members will probably remember the queues through the corridors, especially once a month on loan night. The credit union has grown from strength to strength in the past 27 years. However, they found a permanent office at the heart of North Tyneside Council in Quadrant West, at the Silverlin. www.northtynesidecu.co.uk

On the 28th September 2008 Neath Port Talbot merged the approx 500 members of Afan Savers Credit Union

North Lincolnshire Credit Union after 16 years in business, the North Lincolnshire Credit Union is now part of Hull & East Yorkshire Credit Union they merged in 2015.

Northern Oak Credit Union is a community based financial co-operative which provides convenient, flexible savings accounts, affordable loans and other financial products to our members. We were formed in 2003 from the merger of six smaller credit unions in North Tyneside and now have a Common Bond allowing any individual, community association or business who lives or works anywhere north of the River Tyne, across to Cumbria and up to the Scottish border, to become a member. No Longer trading.

North East Scotland Credit Union is part of an international network of one hundred million people, helping each other by saving and borrowing together. We have been in operation since 2003, when formed by amalgamation of several smaller credit unions. We currently have 3,500 members, over £1 million in savings. Closed in February 2018

North Wales Credit Union was established in 2010 following the merger of Caledfryn, Clwyd Coast, Llandudno, Wrexham and Y Llechen Credit Unions. We have over 10,000 adult members and 1,500 junior savers. We employ over 25 members of staff and have over 150 volunteers. Trading as Cambrian credit Union from 2016

Established in 1999, the North East Lincolnshire Credit Union No longer trading from 2019

North Wiltshire Credit Union is one of the three Credit Unions operating in Wiltshire.Calne Community Credit Union Limited North WiltshirWiltshire Community Banke Credit Union Limited We cover the area that includes Kennet, Swindon and north Wiltshire down to Chippenham and Devizes. Our aim is to help our members take control of their money by providing saving accounts that give a dividend and loans at a low interest rate. No longer trading

Nottingham Credit Union Began as Radford Credit Union in 1991/2 later merging in October 2001 with Fair Goose registered November 1995 as Fair Goose & Radford Credit Union. In July 2003 it registered as Nottingham Credit Union serving anyone who lives or works in Nottinghamshire plus tenants of several partner housing associations. As well as its main branch in the centre of Nottingham, the credit union opened a new branch in Mansfield to make it more visible and easier to join and use for people in that area. Nottingham Credit Union now serves more than 8,000 members.

NUNEATON CREDIT UNION LIMITED was founded in November 2001and has its registered office in Upper Abbey Street Nuneaton. Frank and Kath McGale and Virginia Hawker have been volunteering for the Credit Union since its inception She has held many positions including director, secretary and cashier.

Open University Employees Credit Union Limited is a savings and loans Co-operative established by the University for staff in May1994. A member of ABCUL Trade Ass. Based at 34 Portfields Road Newport Pagnell Buckinghamshire MK16 8BL

Established in 2002 The Credit Union provides Oldham residents with access to fair and straightforward financial services, while playing a central role in tackling poverty and promoting financial inclusion in the community. The Jam Jar Budget Account is but one free to members of the Oldham Credit Union. There is a one-off membership fee of £1 to become a member of Oldham Credit Union.

ORMEAU CREDIT UNION LTD Ormeau Credit Union is one of the largest credit unions in Northern Ireland. Located at 252 Ormeau Road in south Belfast, have been in existence since the early 1960's and 2017 currently have around 8000 account holders. Membership is open to anyone who has something in common with the rest of the membership. In credit union parlance this is known as the common bond of membership. Generally, that means if you live or work in central or south Belfast (including Carryduff) you should be able to join.

Partners Credit Union Ltd was established in 1993 initially for employees of Liverpool City Council and later changed its name as implied to be more inclusive and taking on board some smaller credit unions as it progressed to manage a larger common bond. If you live in Merseyside? Or you work for an employer who has a place of business in Merseyside? Are a Spirit of Shankly member residing in the UK? Are you a family member living in the same household as an existing member? https://www.partnerscreditun

Penny Post Credit Union was formed in 1996 as a joint project between Royal Mail, the Communication Workers Union (CWU), Communication and Managers’ Association (CMA) and Welfare Services. Penny Post Credit Union welcomes enquiries from Royal Mail Group employees throughout Great Britain. They are based in the North-West Midlands Mail Centre in Wolverhampton and are dedicated solely to serving Royal Mail Group employees and members families. Membership is at 9000

Penilee Credit Union has been providing savings and loans to people in Penilee and Cardonald since 1986. Anyone who lives or works in the G51, G52 or G53 postcode areas on the south side of Glasgow can join the credit union, and it currently serves around 2,500 members. On March 17th 2016, a dividend of 3% was paid to all adult members and 3% was paid to our Junior members.

PENNYBURN CREDIT UNION LIMITED Began trading in 1971 and meets at 19 Greenhaw Road, Londonderry, BT48 7RZ

The credit union, which opened in April 2014, serves almost 900 members across the county, and holds over £300,000 in members’ savings. Last year, it made 700 loans to local people. As well as its main office in the centre of Perth, the credit union has opened service points in Blairgowrie and Crieff, and has plans to open further service points in Pitlochry, Kinross and the Letham district of Perth.

West Wales CU Local Community Bank for Ceredigion, CredCer Credit Union Limited Ceredigion and the Teifi Valley Pembrokeshire & Carmarthenshire no longer authorised

The credit union, which was founded in 2012 to serve members of the Public and Commercial Services (PCS) trade union has applied to cancel in 2019

Preston’s credit union, Guild Money, was established in 2014 and is managed by the same team which runs the Blackpool, Fylde and Wyre Credit Union. Trading as Clever money https://www.clevr.money/

Police Credit Union Ltd. Was registered in 1986 first as West Midlands Police Credit Union and in August 1997 became Mid-West Police Credit Union Limited. It was April2003 when they became known as Police Credit Union operating from 7 branches across England. The credit union with others in 2015 took an active part in the “Serve and Protect” in establishing services for the armed forces. It has over 25,000 members and assets worth over £60 million. It serves serving and retired police officer, prison officers and probation officers, and is one of the credit unions now serving members of the Armed Forces and their families. Police Credit Union was extremely pleased to receive the maximum mark awarded for its loan products. Achieving a 5-star rating from the Fairbanking Foundation showing the dedication to providing financial well-being solutions to members.

Pomeroy Credit Union Limited 8 The Diamond Pomeroy Dungannon County Tyrone BT70 2QX Telephone: 028 8775 8633 Fax: 028 8775 8633 Website: Email: pomeroycreditunion@btconnect.com

Began in October 1990 Common Bond For people who reside in the town of Port Glasgow based at 1 John Wood Street Port Glasgow. Glasgow PA14 5HU United Kingdom Telephone: 01475 744810 Email address: bankunion2@aol.com

Portaferry Credit Union Ltd was founded in January 1965, serving members in the Ards Peninsula Area situated on the Shores of Strangford Lough. Membership has reached 4,000 and 1500 Minor Accounts. They have issued £3.75M worth in loans and boast savings of £7M.

The Plaid Cymru Credit Union registered in August 1986 is a community of nationalists working together for the good of all. It is a practical demonstration of the party’s philosophy of people co-operating in building a confident and independent Wales.

Njangi Of Cameroonians (Rencam) Credit Union Ltd by a group of Cameroonians in Reading Registered 27/11/2012. They decided to follow the tradition of forming a financial Njangi a rotating and savings association found in most African and Asian countries. The brainstorming meetings in 2010 followed by an Authorization in Nov 2012 and the rest is history.

Formed in 2002 RMT Credit Union Unity House 39 Chalton Street London NW1 1JD

Rowallane Credit Union Limited was registered on 26 June 1991 Since placed into liquidation 2015.

Riverside Credit Union was set up over a quarter of a century ago by the people of Speke and Garston in Liverpool. Starting out in various pubs, clubs, societies and church halls in the Speke and Garston area. Brought about by the collective action of a group of local people meeting up in a church hall to address predatory lending. The Credit Union after instruction was registered as Speke Credit Union Ltd in 1989. Named as Speke Riverside Credit Union Limited in 2000 and had another name change to the curr

Rugby Credit Union was registered with the Financial services Authority (FSA) in June 2004. Rugby was late to have a credit union, formed only in 2004 following a Rugby CVS study group, which was set up to, explore the viability of a local credit uni

St Helens Credit Union Became a Credit Union on 19th June 1991. We have grown from strength to strength and now have a membership of over 1600 people young and old. Many of the volunteers who helped set up our Credit Union all those years ago are still volunteering today which shows the commitment we have to our community

St Malachy's Credit Union Ltd Registered in December 1989 with the help of parishioners for the benefit of the community.

St Albans District Credit Union The credit union was founded in 2002 to encourage saving and to offer fair cost loans to the local community. It has grown steadily to now serve almost 2,000 members and to pass the landmark figure of £2 million of loans.

St Anthony's (Clayton) Credit Union Ltd Registered in January 1985. Common Bonds: An individual who is associated through attending St Anthony's RC Parish Church. An individual who is associated through attendance of St Anthony's RC Primary School. Associates of Church/Community groups established and operating from the church and/or school premises. No Longer authorised

St. Wilfrid & Mother of God Credit Union Locally based credit union savings and loans co-operative for people aged 18 +. People under 18 years can save but not borrow. Membership is open to those who attend Mother of God and St Wilfrid Church, Abbeydale Road, Sheffield. It is also open to members of the St Wilfrid Centre, Queens Road, Sheffield and the St Vincent de Paul furniture store. Membership 300 approximately. mogcreditunion@gmail.com

St Gregory's Credit Union Ltd Register in March 1995 with the Common Bond: - (a reason for existence) to embrace all the Catholic Church communities within the East Leeds Deanery. membership is open to anyone residing in the Parish Community of Blessed John Henry Newman, comprising of the Churches at St. Gregory, St. Theresa’s and Corpus Christi, and also within the locality of the East Leeds postcodes. The Credit Union, allows its members to make deposits of savings to build up an Individual Member Savings Account, starting from £1 up to a maximum limit of £15,000, and have access to a Loans Facility. Member's funds can be accessed at any times. Address: The Credit Union Office, The Presbytery Swarcliffe Drive. Leeds E mail: - stgregoryscu@gmail.com

Save Easy Credit Union Opened for Business in March 2011 They are dedicated to Helping People Save and borrow for a better tomorrow. Products: - Savings Accounts, Low Cost Loans, Junior Savers, Visa Debit Card.membership 2018 is at 4500

SAG Credit Union was established in 1965 and has been serving the community for over 50 years with over 9800 members. It is a family oriented credit union with 4 generations of families who are still members.

The Mission of the Credit Union is to promote the financial well-being of its members. To achieve this purpose the Credit Union is committed to providing a broad range of innovative financial products supported by the excellent service of dedicated, well-trained staff. The criteria for joining Sefton Credit Union is that you live OR work in the Sefton MBC area.

This is the most northerly Credit Union in the British Isles 200 miles from Aberdeen After 11 years in the making it was finally set up in March 2011. By March 2014 it had 300+ members

To join South Central Middlesbrough Credit Union and make regular savings you need to visit one of our weekly collections held at Linthorpe United reformed Church on Clive Road. You will need to bring proof of identity and address. Contact us to find out what documents you need to bring to the collection point.

Southdene Credit Union Limited Register in January 1987 Southdene Credit Union is an exceptional credit union situated on Henlow Avenue, Liverpool. They pride themselves on providing members with the upper echelon of customer service. The team of finance experts are entirely dedicated to helping with financial needs and are renowned locally for doing just that. For more information contact 01515485200 or visit on a Monday Friday Saturday morning 65 Henlow Avenue Southdene Kirkby Merseyside L32 9RN

2 Shires Credit Union was established in June 2000 as Worksop & District Credit Union.

The Stevenage Credit Union has been running since 1995

Solent Credit Union is one of the more recent Credit Unions created from a merger of Co-operators CU, Sanctuary CU and Eastleigh CU and offers cooperative financial services to people and organisations who live, work or are based in the SO postcode area. Many members volunteer to work within the credit union, and thereby add value to all the members, and the local community.

Solway Credit Union (SCU) Was set up in 1999 by a group of local people interested in promoting thrift. The Common Bond area is Annandale & Eskdale, Nithsdale and the Stewartry.

South Bank Savings & Credit Union was the first Credit Union registered in Teesside 158C in September 1989.

Scottish Police CU Established in 1989, we are the only Credit Union in Scotland offering financial services exclusively to all serving and retired police employees based in Scotland

Strabane Credit Union Limited a member of the Irish league of Credit Unions was formed in 1960’s.

South Coatbridge Credit Union Ltd Founded on 19 March 1997 by people who were committed to steering a financial co-operative for their community with the help of the Scottish league. March 2017, they Celebrated 20 years of serving the people of Coatbridge with Tea and cake. The credit union in 2018 will be expanding to other areas such as the Plains community centre and to new members. Contact: - s.c.c.u@hotmail.com or Phone 01236 897 375

There have been credit unions in Stockport for nearly 25 years. The first credit union in Stockport was started in Brinnington in 1989, followed over the next 10 years by Houldsworth, Offerton and Werneth. They worked closely together for a number of years and when the Financial Services Authority became responsible for the regulation of credit unions it made sense to join forces. So in December 2005, Stockport Credit Union (SCU) was formed

South Yorkshire Credit Union Ltd Started as Barnsley Credit Union Ltd July 2002 and open to anyone who Live or work In Barnsley Metropolitan Borough. It started with Coalfields Grant and the Local authority did allow payroll deduction, but only in the Town Hall. In October 2006, they were awarded the Growth Fund contract. July 2008, they Merged with Little Dearne Credit Union with 800 active members and also in July 2008 managed Danum CU Growth Fund contract. May 2010 saw the merger with Danum Credit Union with 2000 active members.

South Lakeland Credit Union is an ethical, not for profit financial co-operative serving our members with savings and loans facilities. It developed out of the South Lakeland Credit Union Study Group. Legally, credit union members must have something that joins them together – a "Common Bond". Our Common Bond includes everyone who resides or works within the South Lakeland area in Cumbria, UK.

New credit union for Wiltshire share on Facebook share on Twitter share on Google+ email print First published Wednesday 2 November 2011 in News by Morwenna Blake A CREDIT Union is being launched in Salisbury Wiltshire Community Bank will provide a range of services including affordable credit, savings, standard loans, budgeting accounts and payroll deduIt is being launched by Wiltshire Council working in partnership with The Wiltshire Credit Union, South Wiltshire Credit Union and West Wilshire CreditIt is being launched by Wiltshire Council working in partnership with The Wiltshire Credit Union, South Wiltshire Credit Union and West Wilshire Credit Union.

Southdene Credit Union Ltd First established in January 1987 for people who reside in or are employed in the whole borough of Knowsley and areas of Kirby. 63/65 Henlow Avenue Kirkby Knowsley Merseyside L32 9RN open11am to 2pm, Monday 12 to 2pm, Friday Phone 0151 548 5200

SPLOTLANDS CREDIT UNION LIMITED was founded in November 1994 and has its registered office in Splott. Eastmoors Community Hall Sanquhar Street CF2 2AD. Cardiff Wales No WEB SITE

St Francis Xavier Credit Union Ltd was formed in 1995 for all those who associate with St Francis Xavier, St Mary of the Angels and St Anthony's churches in Falkirk. The purpose was to provide a home for secure savings and a place where members could borrow money in times of need at fair rates of interest. Over 640 members have invested their savings and over the years over £2million in loans have been granted. 2018 A 1% dividend has now been applied to all member accounts based on average share balances in 2016-17. The credit union is a long-standing member of the Scottish league. stfxcreditunion@outlook.com or Phone 01324 230118

Strathkelvin Credit Union Ltd Launched in 1996 as Kirkintilloch Credit Union Limited it changed to Strathkelvin Credit Union in 2005 when it was decided to expand the common Bond to junior members and anyone living or working in East Dunbartonshire. March 2013, they moved to new premises using a front office computer system was a new learning experience for all. Thanks, were expressed to all members for supporting the credit union over the past 20 years. Here’s to many more! As the Credit Union celebrates in true credit union fashion. strathkelvincreditunion@yahoo.com or Phone 0141 776 6446

Scottish Council for Voluntary Organisations credit union SCVO Credit Union Limited is a savings and loans co-operative established in 1998. The ‘Common Bond’ of the SCVO Credit Union includes all SCVO employees or anyone who is either a trustee, a full/ part-time employee or a voluntary worker of any charitable organisation which is a registered member of SCVO itself. It also allows for any partner/family member of the above to join provided that they live at the same home address https://scvo.org.uk/credit-union

Began as Suffolk County Council Employees and Pensioners Credit Union Limited in 1997. It was in November 2007 when the Common Bond - for the credit union was extended to decision was taken to include residents of the county and pensioners receiving a pension from a public sector service who reside in the county of Suffolk. credit.union@suffolk.gov.uk

Tay Valley Credit Union is a credit union for Fife Council employees. Membership is open to all Fife Council employees who, together, provide a co-operative that is owned and controlled by its members, for the benefit of its members. The credit union provides an easy way to save money through payroll deduction and provides a facility where members can apply for loans at very low rates of interest. You can find out more information and join Tay Valley Credit Union through their website at www.tayvalleycu.co.uk

Templemore Credit Union 260-262 Woodstock Road Belfast BT6 9DN Tel (028) 90459947 Opening Hours: Tuesday 13:00 - 15:30 Friday 13:00 - 18:30 Saturday 10:00 - 11:50

Thamesbank Credit Union serves anyone that either lives or works in the London Boroughs of Hounslow, Richmond, Wandsworth, Kingston upon Thames and the Spelthorne District Council area in Surrey .

TEESSIDE’S community bank Tees Credit Union is looking to future expansion after securing three years of funding from the Northern Rock Foundation. South Thornaby Commuinity & Resource Centre Havilland Road Thornaby

Trafford United Credit Union Ltd Shrewsbury Street Centre, Shrewsbury Street, Old Trafford, Manchester, M16 9AX Now part of Manchester CU

Tynedale Community Bank Launched in November 2015 Tynedale Community Bank provides a community based alternative with a range of affordable loans and secure savings. Tynedale is a traditional name for the area the bank is designed to serve, which includes Hexham and other towns and villages. In 2016, they now have over 100 members, with £230,000 on deposit, and loans of tens of thousands of pounds granted. More information about the bank is available at www.tynedalecommunitybank.org.uk .

Tullycarnet Credit Union Ltd was registered on 22 April 1996 40 Tullycarnet Resource Centre, Kinross Avenue, Belfast, BT5 7GE Phone:028 9030 1204 or 028 9030 9994

Vale of leven Credit Union

Walsave Credit Union has been operating within the Walsall area since 1994

Was formed in 2003 It became East London Community Credit Union in 2012 and adopted the name East London Credit Union in 2015. The credit Union is open to people whom live, work, study or worship in the London Boroughs of Waltham Forest, Enfield, Haringey, Hackney, Newham, Redbridge and the Essex district of Epping Forest.

Sankey Brook cu North East Warrington cu Fairfield Howley &Latchford cu, Warrington CU

Sankey Brook cu North East Warrington cu Fairfield Howley &Latchford cu, Warrington CU

Anyone - as long as they live, work (paid or unpaid), or study within the WD postcode area and are 16 or over (although members must be 18 or over to apply for a loan). Under 16's can join as junior savers. We decided that our C.U. must have a good mix of community based and local employee based members. The loan and savings rules apply equally to employee members and community members

W.B.R. Credit Union Was formed in 1969 extended to cover place of work and residence of our Common Bond area of Warrenpoint, Burren and Rostrevor

Started in 2004

West Lothian Credit Union Came into being in October 2015 and is trading as Livingston Credit Union Registered in February 2003 but started in 1998 as North Livingston Credit Union. West Lothian Credit Union offers online membership and online banking to members. They have several schools who host collections for students. Eligibility: If you work or live in West Lothian, Juniors also welcome. Further info: Main Office, The Centre 01506 436666 Email: info@westlothiancreditunion.co.uk Website: West Lothian Credit Union

West Norwich Credit Union In 1992, Freda Sheehy MBE was instrumental in setting up Earlham Credit Union, which would later become West Norwich Credit Union. She continued to be an active volunteer and has seen the credit union grow from a collection point in a community centre back room using double-entry bookkeeping

We set up West Sussex Credit Union in 2008 with one simple aim: to be the first choice for low cost, high quality ethical financial services across West Sussex.

West Wiltshire Credit Union is one of the three Credit Unions operating in Wiltshire. We cover the area in the west of Wiltshire from Westbury to Melksham. Our aim is to help our members take control of their money by providing saving accounts that give a dividend and loans at a low interest rate.

Welcome Credit Union For all who live or work in the Wigan Borough, Leigh, Chorley, Skelmersdale,

White Cart Credit Union was originally established in 1986 in a local church hall and with a small handful of members, and continues to provide savings and loans for anyone living, working or studying in Renfrewshire. https://www.whitecartcu.co.uk/

Wimbledon credit union spent a number of years as a study group in the early sixties. Led by Ted Sammons it was the first to be registered in England as a Credit Union under “The Companies Act” in April 1964. The common bond was with the boundary of the Sacred Heart a Jesuit parish in Wimbledon and membership was open to anyone living or working in that parish area. The study group agreed to followed the model established in Nova Scotia Canada after extensive research around the world on Credit Unions. I

Started as Wirral employees CU 1992 Now living and working

Wiltshire Savings and Loans was established in 2005 in Salisbury previously called South Wiltshire Credit Union.It was set up in November 2015 with the merger of North Wilts Credit Union and South Wilts credit union the credit union continues to grow.

Across Wiltshire there are many people who for a variety of reasons do not have savings accounts or easy access to low cost loans. To meet the financial needs of these communities separate Credit Unions evolved over time in the North, South and West of Wiltshire and have been in operation for many years. The economic conditions of the last few years has resulting in a growing number of people finding it difficult to control their money and often falling prey to what have become known as ‘Payday Lenders’. The result of using these companies can be very expensive and may lead to spiralling debt that becomes impossible to control.

Anyone who lives or works in the Wishaw area can become a member of Wishaw Credit Union. Only members can apply for a Credit Union loan, which have some unique features:

Over the years Credit Unions developed and Produced LOGOS to give a firm identity for marketing

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18.08 | 14:55

I am very proud to be a part of the credit union and the ethos of people helping people.

Congratulations to No1 CopperPot.

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14.07 | 04:57

A very inspiring and educational experience. It awaken my interest to serve the community.

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01.07 | 13:06

As schools Development Worker for Unify Credit Union, I found the schools project resources very useful.... some really good ideas, Thank you x

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18.01 | 11:26
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