The British Credit Union Historical Society

1st Alliance (Ayrshire) Credit Union was founded in April 2004 from the combined strengths of Stevenson Credit Union and Kilwinning Credit Union. 1st Alliance covers the whole of Ayrshire, anyone living or working in the county can become a member. Financial cooperative owned and controlled by members, managed and staffed by local people, with a strong voluntary element. They strive to offer tailored financial solutions to our members.

Advance Credit Union was founded in 1989 by a group of people with a common interest who joined together to save money and then loan it out to each other at a small cost.

Allerdale Credit Union, started in 1997 Allerdale Credit Union is in negotiations with Cleator Moor & District Credit Union to merge from 1st October 2015. The combined credit union would become the biggest in the county by members and by area (ie all of Allerdale and Copeland).

Angus cu At the present moment we are under going some changes which involve merging with another Credit union

Antrim Credit Union Limited Antrim Credit Union was first opened in 1968 by a group of volunteers who believed in the work of the credit union movement in Ireland and thought there was a need for the organisation in the community to help those who could not get help anywhere else. The credit union has been serving the people of Antrim and Randalstown for over 50 years with over 7000 members and are growing bigger and stronger every year

Annahoe Credit Union Ltd A savings group formed in 1990 led to the creation of Annahoe Credit Union Ltd. a short time later. Since then Annahoe Credit Union Ltd has grown rapidly and gone from strength to strength. The Credit Union was so successful it acquired its own premises which were extensively renovated and officially opened in 2005. The modern environment we operate in is a source of great pride. Amazingly all of the staff are volunteers and give of their spare time to run the Credit Union and make

Ardboe credit Union Ltd Established in 1969, Ardboe Credit Union is proud of its heritage and continues to be governed by our members and voluntary Board of Directors. Ardboe Credit Union exists only to serve its members — not to profit from their needs. Surplus income generated is returned to the members by way of a dividend and/or is directed to improved or additional services required by the members. Ardboe Credit Union is non-sectarian and non-political and continues that Irish tradition of co-operative self-help.

Bedworth and Bulkington Credit Union Registered 30/04/1997 29 Church Way Bedworth WarwickshireCV12 8NA UNITED KINGDOM

Ballinderry Bridge Credit Union Ltd Was founded in March 1969 and registered in January 1971 and is still active

Bradford District Credit Union Founded in 1993 Partnered with local community organisations E-mail: Tel: 01 274 434100

Began in the 1990's The common bond of Bacup Credit Union is “anyone living or working in OL12 and OL13 post code areas”. and parts of Rochdale

Bessbrook Credit Union is a local not for profit financial service for savings and loans. We having been proudly serving our community since 1971

Bedford cu BCU was established in 1998 and has grown such that adult membership now exceeds 1800, with 1100 junior members

Belvoir Credit Union Limited Was incorporated on 18 October 1999 with the registered office located in. Belvoir Surestart Offices, 52 Drumart Square, Belvoir, Belfast BT8 7EL Phone:028 9030 1204 or 028 9030 9994

Benburb and Killyman Districts Credit Union Limited Was founded June 1991 and has its registered office in Dungannon Co Tyrone. 17 -19 Main Road, Moygashel, Dungannon, Co. Tyrone BT71 7QR Phone 028 877 27551

The Credit Union for Teachers in Northern Ireland (Formerly known as Belfast Teachers’ Credit Union Ltd) are affiliated to the Irish League of Credit Unions. Established in 1965

The credit union was established in 2009 serves more than 5,000 members across the local area, with savings in excess of £5 million and has loaned out more than £10 million to people in the local community. serving people across the Fylde coast.serving people across the Fylde coast.In November 2017 the Credit Union, which also traded as Guild Money in Preston, has a brand-new name and a fresh new look as it seeks to help more people than ever before. CLEVR Money is a move that signals the start of a number of changes designed to improve customer services, launch new products, and help the business to grow.

Black Squirrel Credit Union The Black Squirrel Credit Union has been operating since 2002 and is run by volunteers, and based in Gernon Walk – is marking 15 years of operation in North Herts and surrounding areas of mid Bedfordshire Email:

Blues and Twos has been operating since 1992 as a credit Union for police and fire service Lancashire and has over 7,300 members

My Community Bank has grown out of a credit union called Brent Shrine Credit Union, which was first formed in 1979 to serve people living or working in the London Borough of Brent. In 2013 the common bond was extended to include members and supporters of The “British” South Asian Community across the UK. My Community Bank is as British as curry. Open nationwide to all who are members of associations concerned with the culture, cuisine, finance or welfare of the South Asian community in the UK.

Berkshire cu A group of local people first got together in Reading in 2003 to bring the benefits of a Credit Union to the town. The group led by Stephen Magee worked steadily to gather support from local organisations and in 2007 the Reading Credit Union began its operations when member number one was signed up. The Reading Credit Union grew steadily and by early 2009 had over 400 saving members and a developing loans business. During this period many requests were received from other communities across the county of Berkshire to expand its area of operations. As a result in 2009, a Project Group was set up to expand the Reading Credit Union. The project successfully completed its work when in August 2010, Community Savings and Loans Ltd came into being. This new organisation, building outwards from Reading now covers all areas of Berkshire.

Bristol Credit Union was created in 2005 and 2006 through a partnership of community credit unions in the city. With regeneration funding and support from Bristol City Council, a single City-wide credit union set out to provide services to the people living and working across the whole of Bristol. The membership area was later extended to cover the whole of the former Avon county area

Bute Credit Union set for expansion Bute Credit Union has now expanded its area of membership to include the Cowal peninsula. This Credit Union is a thriving financial organisation and has 300 active members on the Isle of Bute. Members use the Credit Union to save money and benefit from a low interest rate on loans (12.68% APR). It is hoped to set up a satellite unit in Dunoon during 2013. For more information about the satellite unit contact Alistair McLaren of Argyll Voluntary Action in Dunoon (01369 700100)

Bridgend Lifsavers The idea for the Bridgend County Credit Union originated in Sarn with the aim of serving the communities around St Brides Minor. Supported by the local Community Council, a public consultation was held at the Sarn Community Centre in November 1997.

The North Wales Credit Union was established in 2010 following the merger of Caledfryn, Clwyd Coast, Llandudno, Wrexham and Y Llechen Credit Unions. In May 2015, Hafren Credit Union merged with North Wales Credit Union. North Wales Credit Union AGM on 30th January 2016 approved changing the name to Cambrian Credit Union. We have over 14,000 adult members and 1,500 junior savers. We employ over 30 members of staff and have over 150 volunteers.

Calderdale Credit Union Limited The Credit Union was first registered in April 1993 as Calderdale MBC Employees Credit Union. An application was made to seek to gain approval from the regulator to alter the common bond to a ‘live or work’ qualification which would enable the Credit Union to offer its services to a wider membership base. In July 2003, a number of smaller Credit Unions within the Borough merged to become Calderdale Credit Union. there is a small office in the center of Todmorden which is open three times a week. Staff moved into the new building in December 2013.

ONE of Cumbria’s enterprises, Carlisle and District Credit Union, came into being in 2004. Membership in 2016 stands at 2,988 with assets of £1.8m. The credit union’s office at 95 Lowther Street is open six days a week. More information is online at

Capital Credit Union was established in June 1989 and is one of the largest credit unions in the UK, with more than 19,000 members, and assets of more than £20 million. Offering a range of ethical financial services, membership is open to anyone living or working in Edinburgh, the Lothians or the Scottish Borders.

Castlemilk Credit Union Ltd is a member owned; community based financial co-operative, offering services to its members on a not for profit making basis. Our values are founded in the co-operative philosophy of equality, equity and mutual self-help. The purpose of the credit union is to provide all members with a high quality, economic and social service in an efficient and ethical manner. We plan to achieve this by offering attractive rates for the benefit of our members while maintaining our co-operative ethos. Meeting the needs of the members must always be at the heart of our strategic planning.

Causway Credit Union was established in 1963 by a group of like-minded people

Citysave Credit Union was initially registered in 1988 as the Birmingham Council Employees Credit Union, to provide easily accessible savings and borrowing facilities to its staff. From May 2003, we provided ethical and affordable financial services to all those who live or work in Birmingham. Today, Citysave provides savings and loans to over 10,000 members from the wider community. The organisation now has an asset base of almost £7m and is the largest community based Credit Union operating in the Midlands area.

Cheshire Neighbours Credit Union Can trace its roots back to 2003 when Crewe and Nantwich Credit Union was established. The credit union extended into the former Vale Royal District in 2009 at the request of Vale Royal District Council and was renamed Cheshire Neighbours Credit Union.

Clivey Credit Union Limited Formed in 1989 it holds collections at Pinetrees Community Centre on Wednesdays from 11am to 12pm. To find out more about the Clivey Credit Union, email PINEHURST PEOPLES' CENTRE, BEECH AVENUE, PINEHURST, SN2 1JT, SWINDON, Wiltshire

The first Credit Union in Clackmannanshire was Tullibody Credit Union. In 2004 it merged with Alloa & Sauchie Savings Group to form Clackmannanshire Credit Union which now covers the whole of the county. We currently have collections in Alloa and Tullibody but we hope to extend that to other communities as we continue to grow.

Clonard Credit Union was established on 6th December 1964. The motivating force was Father Hugh McLaughlin of Clonard Monastery. Early business was conducted in Waterville Hall and in 1965 moved to newly acquired premises on the corner of Kashmir Road and Clonard Gardens. In 1984 Father Hugh McLauglin opened new purpose premises. Membership has grown steadily over the years and continues to do so.

The credit union is an amalgam of smaller credit unions established between 1987 and 1992 in Ladywood, Aston and Newtown and Nechells. They came together in 2006 and became Birmingham Inner circle Community Credit Union

Chesterfield and North East Derbyshire Credit Union Limited Registered 20/04/1998 For people who reside in, or are employed in, the Borough of Chesterfield and in North East Derbyshire

The Congleton Community Credit Union May 1995 Known locally as Congleton’s best kept secret, there is a local savings and loan cooperative, regulated and approved by The Financial Services Authority, for those who live or work in the CW12 area.

Clonard Credit Union was established on 6th December 1964. The motivating force was Father Hugh McLaughlin of Clonard Monastery. The first Board meeting held in December 1964 consisted of Charles Daly (President), Patrick Cormican (Treasurer), Frank Gallagher (Secretary), Patrick Cluskey, Henry McDevitt, P. O’Neill, P. McCormick, P. McIlroy and Father Hugh McLaughlin. Early business was conducted in Waterville Hall and in 1965 moved to newly acquired premises on the corner of Kashmir Road and Clonard Gardens. In 1984 Father Hugh McLauglin opened new purpose premises. Membership has grown steadily over the years and continues to do so.

Croydon, Merton & Sutton Credit Union is a savings and loans co-operative run for and by its members on a not for profit basis. Membership is open to anyone who lives, works, studies and/or volunteers in the London Boroughs of Croydon, Merton or Sutton. Our rules also permit corporate membership for incorporated and unincorporated bodies, but corporate members may not borrow at present.

Coalisland cu Credit Union is a local, not for profit financial institution. We specialise in providing a safe place for savings and loans in our community. Established in 1963

The Coventry & District Credit Union was established in 1990 with 3000 members 1500 of which have deposits

Court Credit Union Shankill Road has been operating for over 20 years, later incorporating Forthriver and Carrsglen Credit Unions. We are a profit sharing community based financial organisation Membership is open yo anyone who lives or works within the Common Bond Area (BT13, BT14 and BT15), all new members must be sponsored by a current member of Court Credit Union

Croydon Caribbean Credit Union Limited Registered in 2013 trading as Croydon Community Credit Union Savings and Loans for the Croydon Caribbean community Meets every second Monday in each month 7.00 - 10.30pm. Open Tuesday Thursday Saturday from 11am to 4pm

Darlington Credit Union is a financial co-operative formed in 2009, following the merger of four smaller credit unions which had been operating in Darlington since 1988.

Discovery Credit Union, Dundee's very own savings and loans co-operative. Discovery credit Union Formed in 2003, Our members all have something in common - we share what is known as a 'common bond' - we all live or work within DD1 through to DD7 or, we are employees or tenants of local councils or housing associations.

Following the merger of the 5 credit unions in Rhondda Cynon Taff in 2003, and has since grown into a strong, independent, sustainable enterprise with a real community focus. In 2016 with members’ savings in excess of £2 million and loans worth around £1.6 million, Dragonsavers has been keen to build on its success to date by pushing membership growth, which had begun to slow down recently. The new ATM has proven a successful way of attracting local people to the credit union who might not have used any of its services before.

Dromara & Drumgooland credit union Limited is a local, not for profit financial institution. We specialise in providing a safe place for savings and loans in our community. Established in 1958, Dromara & Drumgooland Union Limited is proud of its heritage and continues to be governed by our members and voluntary Board of Directors.

Dunfermline & District Credit Union Provides savings and loans at the heart of the community. Is a member of the Scottish League of Credit Unions (SLCU). They are a locally based community organisation. Supported by Fife's Credit Union Development team. NO WEB SITE

Derbyshire Community Bank Is a trading name for Erewash Credit Union and was established in 2006 in Ilkeston and is the largest Credit Union in Derbyshire with just over 3500 members and in excess of £1,000,000 out in loans or savings at any one time. Having previously mainly operated in Amber Valley, Erewash and the Derbyshire Dales, the credit union is now known as Derbyshire Community Bank and serves anyone who lives or works in the county.

East London CU Was started as Waltham Forest Community Credit Union in 2003. It became East London Community credit union and in 2012 and later in 2015 as east London Credit Union. It is open to people who live, work, study or worship in the London Boroughs of Waltham Forest, Enfield, Haringey, Hackney, Newham, Redbridge and the Essex district of Epping Forest.

East Kilbride Credit Union have been providing first class financial services for over 30 years We have been providing first class financial services for over 30 years. The credit union is run by members for members and over 10,000 residents have already made use of our services. We also have a thriving junior membership, with almost 600 youngsters making excellent use of our savings facilities.

Now Manchester cu former Beswick and Openshaw

East Renfrewshire Credit Union "Safe and Sound financial services since 1993.

East Sussex credit union originally registered on 8th August 2000. Open to all people living and working in East Sussex, Brighton & Hove and all members of Unite the Union in the South East Region one of the first credit unions in the country to create their own Facebook app. In 2015 the credit union is paying 2% INTEREST per year on all Young Savers Accounts; making for a really nifty return compared to some of the rather meagre alternatives available from High Street lenders.

EdenSave was authorised to operate as a credit union by the PRA in July 2013. They opened their doors for business in October 2013. Eden Credit Union Study Group worked since 2010 to set up the credit union, finally submitting an application in August 2012

Flamesavers Credit Union Was launched at Hanley Fire Station, Stoke on Trent in 1992 and have been fortunate in retaining their offices there due to the generosity and constant support of a succession of Chief Officers. They expanded in 2001 by inviting Cheshire Fire & Rescue to join the Credit Union. Then in 2010 included Greater Manchester Fire & Rescue in our Credit Union, and have at the moment well over 1,000 members throughout these three brigades.

Formed in 1982, the First Rate Credit Union Ltd is owned and run by current and retired employees of BAE Systems plc. The First Rate Credit Union is recognised and supported by BAE Systems.First Rate Credit Union and Barrow & District Credit Union. Both Credit Unions will operate from separate offices within the same building whilst sharing the same reception area in Barrow in Furness

First Scottish University credit Union ltd Established in 1990 to serve the employees of Heriot-Watt University, membership is now open to any employee of Heriot-Watt University, Napier University, Edinburgh University or Queen Margaret University. Membership 2013 was at 760 members the aim for the year was to increase membership to 1000 members. In 2015 saw an increase in the Credit union office of members applying for larger loans therefore decided to increase the amount covered by loan protection insurance to £15,000. At the 2017 AGM it was agreed to approve a 0.5% dividend.

Felix Credit Union (Bradford) Limited Registered 10/04/1980 common bond People who are associated with the Dominican community in the parish of St Patrick St Patricks Centre/Sedgefield Terr, Bradford BD1 2RU Phone: 01274 391762

Foyle Credit Union was set up by a small group of locals in Moville in 1990, and has a membership of almost 4,000 people, while the group held assets of more than 8 Million euro in 2006/2007, with shares in excess of 7.7 million euro. Loans also up to €4.6 million for the year ended September 30 2010.

Fusion Credit Union has been operating in Lichfield since 2005 and, thanks to funding from Cannock Chase Council, are now offering these services to people living and working in Cannock Chase District.

As of the 1st October 2012, Redcar & Money Tree Credit Union has merged with GLEN Credit Union. GLEN Credit Union covers the areas of Grangetown, Lazenby, Eston and Normanby.

Grampian Credit Union Grampian Credit Union Ltd was set up in 1993 for employees of the then Grampian Regional council now Aberdeen city, Aberdeenshire and Moray councils. They later took on those working for NHS Grampian, and in 2007. The decision to widen the common bond again allowing anyone living or working within the Grampian area to join up and access savings and loans. With over 4300 active members enjoying a wide range of products, 9 directors and staff of 6, Grampian Credit Union aims to achieve growth and expansion in a friendly, ethical and professional manner by continuing to serve and treat the members fairly.

GREYABBEY CREDIT UNION LIMITED was registered November 1998. The office is registered in Main Street, Greyabbey, Newtownards, Down BT22 2NF, E-Mail Phone:028 9030 1204 or 028 9030 9994

Gloucester Credit Union Ltd. was formed by the merger of two former credit unions: St. Peter’s Credit Union Glevum Credit Union and served the City of Gloucester (postcodes GL1-GL4) In January 2011, the common bond was expanded to cover the whole of the County of Gloucestershire. The new name of Gloucestershire Credit Union Ltd. was adopted

Glasgow Credit Union is the largest and most successful credit union in the UK with 32,000 members and over £100 million in assets.

The Greater Milton & Possilpark Credit Union have been offering financial services for residential communities in Glasgow since 1991 and support residents living in the G21, G22, G23 and G64

Hastings and Rother Credit Union Ltd Began as Hastings and St Leonards Credit Union in June 1999 later in September 2006 to take on the district of Rother and the name became Hastings & Rother Credit Union ltd. Membership is open to those for people who reside in or are employed in Hastings Borough and/or Rother District.

Hannahstown Credit Union has been serving our members for over 40 years. In 1971 the 11 founder members put in a pound each, and got the use of a room in St. Oliver Plunkett Primary School on the Glen Road. Despite many setbacks in the early days the credit union grew steadily and in 1978 purpose-built premises were opened on the present site; extended in 1985; and extensively refurbished in 2003. From that humble start of £11, Hannahstown Credit Union now has assets of over 5 million pounds and over 3000 members.

Hafren credit union was founded in April 1995 Is register at 23 Market street Newtown Powys SY16 2PD

Originally there were three Credit Unions operating in the Runcorn and Widnes area (Widnes Community Credit Union, Castlefields Credit Union and Priory Credit Union). In January 2002 these three organisations joined together to create a borough-wide Credit Union, which extended its common bond to those who live and / or work in Halton.

Hampshire Credit Union opened its doors in 2001. We have thousands of Members and have lent over £9Million in loans to help local people get the things they want.

Harlowsave Credit union was established in 2002 as a result of a merger of four small local credit unions to create a stronger, more sustainable organisation to serve Harlow. Harlowsave currently has just over 1,500 members and is run by a team of 8 permanent staff, 8 volunteers and 7 volunteer directors. Credit unions have been serving Harlow for over twenty five years.

Hertsavers Credit Union Limited Established in June 2001 with the registered office located in Hertfordshire.

Hemlington CU Middlesborough North Yorkshire Merged

was formed in January 1991 originally just serving the employees of Hillingdon Council. Since then our Common Bond has extended to anyone who works or lives in the London boroughs of Hillingdon, Harrow, Ealing, Brent, Hounslow as well as Slough and South Bucks. We have over 3000 members including 400 junior savers Harrow Savings and Loans and Brent Mutual are trading names of Hillingdon Credit Union.

H&F London Plus Credit Union London Plus Credit union is a not-for-profit financial co-operative serving anyone who lives or works in the London Borough of Hammersmith & Fulham and/or Kensington & Chelsea.

HI-Scot Credit Union Has been in existence since 2006, though up until 2010 was under the name of Western Isles Credit Union. The base is in Stornoway on the Isle of Lewis, serves all of the Highlands and Islands. These include Highland Council Service Points and a number of housing association offices.

Holdfast Credit Union was founded in 1992 and has hundreds of members who save by standing order, payroll deduction, cash and cheque payments

Islwyn Community Credit Union Limited (ICCU) is a volunteer based credit union started as the North Islwyn Credit Union. The first collection point was held in the Wesley Centre on Saturday November 7th. The support given to us by the Wesley Centre in Blackwood was vital and. BAGS Credit Union also gave us practical day-to-day advice. Early in 2003 we expanded our common bond to include all parts of the Islwyn constituency and changed our name to become Islwyn Community Credit Union Limited. Pupils run the collection points in the schools, so developing their maths and finance skills and are the future.

Jubilee Tower Credit Union was founded in 1996 by Sudellside Community Association in Darwen as Darwen

Kent Savers Credit Union was set up in 2010 A partnership with the Church of England, led personally by the Archbishop of Canterbury Justin Welby, has seen the creation of a number of church and community based branches of Kent Savers Credit Union, including Murston, Newington and Tenderden.

Kernow Credit Union On the 10th of February 2004 KCU's predecessor Kerrier & the Fal Credit Union was authorised by the FSA. When Cornwall Council became a Unitary Authority, K&FCU changed its name and "common bond" to Kernow Credit Union covering everywhere west of the Tamar and the Isles of Scilly.

Kilrea, Rasharkin & Dunloy Credit Union Established in1964 and serves Kilrea Dunloy Ballymoney

common bond' it is Knowsley, Liverpool, Sefton & West Lancashire. Membership 8000

Lakeland Credit Union Ltd formed as a savings group on 12 June 1993 as members of the Ulster Federation of Credit Unions. 14 members registered and £122.00 was collected on the first night. This Credit Union has steadily grown over the years and now has 300 active Senior Members and 40 Junior Members, who come from the West and South of Enniskillen. Phone:028 9030 1204 or 028 9030 9994

Leeds City Credit Union services to anyone who lives or works in Leeds and Wakefield or who is a resident of certain housing associations or who works for one of our 'Select' employers. is also one of the largest in the UK with some 33,000 members.

Leicester Caribbean Credit Union Limited Registered 17/04/1980 Carribean Court 35 Lincoln Street Leicester Leicestershire LE2 0JU United Kingdom

Lewisham Plus Credit Union, formerly ACTS Credit Union Ltd, was founded in 1992 and now operates across the entire borough of Bromley (under the registered trading name Bromley Plus) as well as continuing to operate across the borough of Lewisham (as Lewisham Plus).

Liberty Credit Union is a community-based savings and loans organisation, open to anyone who lives or works in the boroughs of Havering, Barking & Dagenham or Redbridge.

We have ISA accounts, Junior Saver’s Accounts and a Regular Access Account so you can save in lots of different ways and from any age!

London Community Credit Union was established in 1999 as Tower Hamlets Community Credit Union

London Plus Credit Union launched its services in November 2008 in the heart of Fulham.

Llynfi Valley Credit Union The credit union, which was founded in June 1994 serves a small common bond area in the county borough of Bridgend and currently has just over 1,900 adult members and 567 junior members

Mallard Credit Union Ltd began life as a savings group in 1999 and registered as a Credit Union in 2001. The Credit Union also operates a school savings scheme in Ballinamallard Primary School on Friday mornings and it was pupil of the school, Steven Smyth, who won a competition to design the logo used on all correspondence. Phone:028 9030 1204 or 028 9030 9994 email:

Credit Unions in the Oddfellows They were started in the Midlands in 1991 and grew until membership in 2001 was 180 They were followed by North London in 1994 with approximately 40 members but no growth by 2001 Yorkshire started with a savings group 1997. Manchester Unity Credit Union Ltd coming into being on 1st September 2001, with a common bond covering England, Scotland and Wales.

The Manx Credit Union Working Party is a group of volunteers, from a wide variety of backgrounds, who have come together to form a Manx Credit Union.A member of the trade association UKCU Ltd and will be regulated by Isle of Man Financial Services Authority.

Medway Credit Union 90, Pentagon Shopping Centre, The Pentagon Shopping Centre, Chatham ME4 4HY live or work in the Medway Towns or the borough of Swale

As our name suggests, our Credit Union is available to anyone living or working in all areas that make up the Borough of Rossendale - Bacup, Whitworth, Rawtenstall, Haslingden and Edenfield. We now also accept residents and those who work in the following wards which make up the Bury North Parliamentary Constituency - Church, East, Elton, Moorside, North Manor, Ramsbottom, Redvales, and Tottington. Merging with First choice Cu In 2014

MoneyMatters is a well established mutual society in Luton operating from 03rd November 1995. Locally delivered and ethically focused, we offer excellent value loans and savings.

Moneywise Community Banking Originally Hartlepool Credit Union, we changed our formal name to "Hartlepool, East Durham, Tees Valley and North Yorkshire Credit Union" in 2013, when we changed the boundaries of where we can operate (known as the 'common bond').

Money box Credit Union Founded in 2002 Providing fair and ethical financial services to the people of Herefordshire. Part of Just Credit Union

MONEYMORE CREDIT UNION LIMITED was registered on 22/08/1997 The Credit Union office is registered in Stonard Street, Moneymore, and Magherafelt, Cookstown BT45 7PN Phone:028 9030 1204 or 028 9030 9994

Moyola & Toome credit union Limited Opened its first account on the 3rd of March 1964. It was the forward thinking of local man Owen Gribbin who had read about credit unions in Readers Digest, and with the help of others in the community, contacted John Hume, who was instrumental in starting the first credit union in Northern Ireland, in Derry. It started life in the "Green Hut" in March 1964 and has gone from strength to strength. In March 1964 the Credit Union had 19 members. The first Chairman was Mr. Roddy Grbbin Secretary Mr. Liam Gribbin and Treasurer Mr. Owen Gribbin.

Motherwell & District CU The Credit Union has grown from 32 original members in 1992 in Forgewood to the current membership of 1669 here in Motherwell’s Merry Street. Originally known as Greater North Forge Credit Union but now trading as Motherwell & District Credit Union.

Anyone living or working in the London Boroughs of Harrow and Hillingdon, Spelthorne, Slough, South Bucks, Wycombe and Chiltern can join M4Money Credit Union.

Morecambe Bay Credit Union Ltd Credit Union Centre 75 Queen Street Morecambe LA4 5EN

Mosshill Credit Union Ltd. was founded in 1972 and has been running for over 40 sucessful years.

National Federation of Retail Newsagents Cu It was established in 2006 to provide savings and loans for members and staff of the National Federation of Retail Newsagents. It now supports the enlarged membership of the NFRN together the staff of all associated companies.

The National Fire Savers Credit Union was first established in 1998 as a credit union for London Fire Brigade staff (The London Fire Savers Credit Union)

NEWTOWNHAMILTON CREDIT UNION LIMITED started 1971 member of the Irish league 40 Dundalk Street, Newtownhamilton, Newry, Co Down, BT35

Newport Credit Union was established in 1999

Newington Credit Union Was formed in 1967 by a group of people in the community, getting together to help themselves and others. The temporary premises were the Holy Family Boys` Primary School and the Common Bond was the Holy Family Parish. Their goal was to help people to save regularly and borrow wisely. Newington Credit Union merged with Oldpark Credit Union. This comes after a successful merger with both Loughside and Greencastle Credit Unions and a new vision for all members of one of the largest credit unions in Belfast.

North East Warrington Credit Union, FairField, Howley and Latchford Credit Union, Under the auspices of Warrington MoneyBox, Sankey Brook and Warrington Credit Unions have been working in partnership for several years. To further develop that collaboration, we have taken the next step. On Friday, 1st May 2015, Sankey Brook and Warrington Credit Unions amalgamated and will continue under the name of Warrington Credit Union. Warrington Credit Union warmly welcomes all Sankey Brook members and we look forward to working together. Our combined organisation will be stronger and better able to serve members across the whole of Warrington.

NEFIRST Durham Cestria and Gateshead Credit Union was formed in May 2013 following the amalgamation of Durham City Credit Union, Teesdale Credit Union, Cestria Credit Union and Gateshead First Credit Union, between them they have more than 20 years experience of managing a Credit Union.

has been serving the community in Ards for over 20 years. The doors in Mary Street were opened in 1993. Later moving to a new office in Church Street

NewCred is a community based Financial Co-operative, which provides savings, low cost loans and other financial services to its members.Everyone who lives or works in Newham can join.

The National Federation of Retail Newsagents Credit Union was established in 2006 to provide members with their own wholly owned mutual savings and loan facility. (NFRN)

Neath Port Talbot Credit Union opened on April 1st 2005 at Grandfield House, Croft Road, Neath. A few years later, thanks to the help and support of Coastal Housing Association we moved into a brand new office at Windsor Road, Neath.

Liverpool L11

On the 28th September 2008 Neath Port Talbot merged the approx 500 members of Afan Savers Credit Union

It was at the start of November 1998 that the Register of Friendly Societies formally registered the North Islwyn Credit Union. Following on from this our first collection point was held in the Wesley Centre on Saturday November 7th.

North Lincolnshire Credit Union after 16 years in business, the North Lincolnshire Credit Union is now part of Hull & East Yorkshire Credit Union they merged in 2015.

Northamptonshire Credit Union began life as Northampton Credit Union in May 1997, offering services to the staff of Northampton Borough Council. It rapidly expanded to take in all people living or working in Northampton, merging with smaller credit unions as it grew.

Northern Oak Credit Union is a community based financial co-operative which provides convenient, flexible savings accounts, affordable loans and other financial products to our members. We were formed in 2003 from the merger of six smaller credit unions in North Tyneside and now have a Common Bond allowing any individual, community association or business who lives or works anywhere north of the River Tyne, across to Cumbria and up to the Scottish border, to become a member.

North East Scotland Credit Union is part of an international network of one hundred million people, helping each other by saving and borrowing together. We have been in operation since 2003, when formed by amalgamation of several smaller credit unions. We currently have 3,500 members, over £1 million in savings. Closed in February 2018

North Tyneside Employees Credit Union. The Credit Union began around 1990, in a small office at the Town Hall on a weekly basis, run by the board and volunteers. At this time, they did not have an office of their own and long term members will probably remember the queues through the corridors, especially once a month on loan night. The credit union has grown from strength to strength in the past 27 years. However, they found a permanent office at the heart of North Tyneside Council in Quadrant West, at the Silverlin.

North Wales Credit Union was established in 2010 following the merger of Caledfryn, Clwyd Coast, Llandudno, Wrexham and Y Llechen Credit Unions. We have over 10,000 adult members and 1,500 junior savers. We employ over 25 members of staff and have over 150 volunteers.

Established in 1999, the North East Lincolnshire Credit Union

North Wiltshire Credit Union is one of the three Credit Unions operating in Wiltshire. We cover the area that includes Kennet, Swindon and north Wiltshire down to Chippenham and Devizes. Our aim is to help our members take control of their money by providing saving accounts that give a dividend and loans at a low interest rate.

Nottingham Credit Union Began as Radford Credit Union in 1991/2 later merging in October 2001 with Fair Goose registered November 1995 as Fair Goose & Radford Credit Union. In July 2003 it registered as Nottingham Credit Union serving anyone who lives or works in Nottinghamshire plus tenants of several partner housing associations. As well as its main branch in the centre of Nottingham, the credit union opened a new branch in Mansfield to make it more visible and easier to join and use for people in that area. Nottingham Credit Union now serves more than 8,000 members.

NUNEATON CREDIT UNION LIMITED was founded in November 2001and has its registered office in Upper Abbey Street Nuneaton. Frank and Kath McGale and Virginia Hawker have been volunteering for the Credit Union since its inception She has held many positions including director, secretary and cashier.

Established in the early 90's

Oxford Credit Union (as it then was) was formed as a cooperative – owned by its members. It was established in 2005 and opened its doors on 30th January 2006. The credit union was the work of a group of volunteers

ORMEAU CREDIT UNION LTD Ormeau Credit Union is one of the largest credit unions in Northern Ireland. Located at 252 Ormeau Road in south Belfast, have been in existence since the early 1960's and 2017 currently have around 8000 account holders. Membership is open to anyone who has something in common with the rest of the membership. In credit union parlance this is known as the common bond of membership. Generally, that means if you live or work in central or south Belfast (including Carryduff) you should be able to join.

Do you live in Merseyside? Or do you work for an employer who has a place of business in Merseyside? Are you a Spirit of Shankly member residing in the UK? Are you a family member living in the same household as an existing member?

Penny Post Credit Union was formed in 1996 as a joint project between Royal Mail, the Communication Workers Union (CWU), Communication and Managers’ Association (CMA) and Welfare Services. Penny Post Credit Union welcomes enquiries from Royal Mail Group employees throughout Great Britain. They are based in the North-West Midlands Mail Centre in Wolverhampton and are dedicated solely to serving Royal Mail Group employees and members families. Membership is at 9000

Penilee Credit Union has been providing savings and loans to people in Penilee and Cardonald since 1991. Anyone who lives or works in the G51, G52 or G53 postcode areas on the south side of Glasgow can join the credit union, and it currently serves around 2,500 members. On March 17th 2016, a dividend of 3% was paid to all adult members and 3% was paid to our Junior members.

PENNYBURN CREDIT UNION LIMITED Began trading in 1971 and meets at 19 Greenhaw Road, Londonderry, BT48 7RZ

The credit union, which opened in April 2014, serves almost 900 members across the county, and holds over £300,000 in members’ savings. Last year, it made 700 loans to local people. As well as its main office in the centre of Perth, the credit union has opened service points in Blairgowrie and Crieff, and has plans to open further service points in Pitlochry, Kinross and the Letham district of Perth.

Local Community Bank for Ceredigion, Pembrokeshire & Carmarthenshire

The credit union, which was founded in 2012 to serve members of the Public and Commercial Services (PCS) trade union

Founded in 1993 and currently servicing over 9,000 employees,

Preston’s credit union, Guild Money, was established in 2014 and is managed by the same team which runs the Blackpool, Fylde and Wyre Credit Union.

Police Credit Union operates from 7 branches across England, and it has 25,000 members and assets worth £60 million. It serves serving and retired police officer, prison officers and probation officers, and is one of the credit unions now serving members of the Armed Forces and their families. Police Credit Union was extremely pleased to receive the maximum mark awarded for its loan products. Achieving a 5-star rating from the Fairbanking Foundation showing the dedication to providing financial well-being s

Pomeroy Credit Union Limited 8 The Diamond Pomeroy Dungannon County Tyrone BT70 2QX Telephone: 028 8775 8633 Fax: 028 8775 8633 Website: Email:

Began in October 1990 Common Bond For people who reside in the town of Port Glasgow based at 1 John Wood Street Port Glasgow. Glasgow PA14 5HU United Kingdom Telephone: 01475 744810 Email address:

Portaferry Credit Union Ltd was founded in January 1965, serving members in the Ards Peninsula Area situated on the Shores of Strangford Lough. Membership has reached 4,000 and 1500 Minor Accounts. They have issued £3.75M worth in loans and boast savings of £7M.

The Plaid Cymru Credit Union is a community of nationalists working together for the good of all. It is a practical demonstration of the party’s philosophy of people co-operating in building a confident and independent Wales.

Njangi Of Cameroonians (Rencam) Credit Union Ltdby a group of Cameroonians in Reading Registered 27/11/2012. They decided to follow the tradition of forming a financial Njangi a rotating and savings association found in most African and Asian countries. The brainstorming meetings in 2010 followed by an Authorization in Nov 2012 and the rest is history.

Renfrewshire Wide Credit Union was established in 2006 as a merger of 3 smaller credit unions in Erskine, Renfrew and Linwood and has served the local community for over 30 years. Renfrewshire Council has backed the success of Renfrewshire Wide Credit Union and believes it can form part of its strategy to tackle poverty.

Formed in 2002 RMT Credit Union Unity House 39 Chalton Street London NW1 1JD

Rowallane Credit Union Limited was registered on 26 June 1991 Since placed into liquidation 2015.

Rugby Credit Union was registered with the Financial services Authority (FSA) in June 2004. Rugby was late to have a credit union, formed only in 2004 following a Rugby CVS study group, which was set up to, explore the viability of a local credit uni

St Helens Credit Union Became a Credit Union on 19th June 1991. We have grown from strength to strength and now have a membership of over 1600 people young and old. Many of the volunteers who helped set up our Credit Union all those years ago are still volunteering today which shows the commitment we have to our community

St Albans District Credit Union The credit union was founded in 2002 to encourage saving and to offer fair cost loans to the local community. It has grown steadily to now serve almost 2,000 members and to pass the landmark figure of £2 million of loans.

Save Easy Credit Union Opened for Business in March 2011 They are dedicated to Helping People Save and borrow for a better tomorrow. Products: - Savings Accounts, Low Cost Loans, Junior Savers, Visa Debit Card.

For people who live or work in the city of Salford plus parts of North Manchester (within M8, M9, M25, M40 & M60) Main branch at Brotherton House, 1 Loganberry Avenue, The Broadwalk, Salford M6 5UX (inside the offices of Pendleton Together Housing Association)

SAG Credit Union was established in 1965 and has been serving the community for over 50 years with over 9800 members. It is a family oriented credit union with 4 generations of families who are still members.

The Mission of the Credit Union is to promote the financial well-being of its members. To achieve this purpose the Credit Union is committed to providing a broad range of innovative financial products supported by the excellent service of dedicated, well-trained staff. The criteria for joining Sefton Credit Union is that you live OR work in the Sefton MBC area.

This is the most northerly Credit Union in the British Isles 200 miles from Aberdeen After 11 years in the making it was finally set up in March 2011. By March 2014 it had 300+ members

Sheffield Credit Union runs Information Points around the city. It also operates joining and information centres within the offices of some of our partners, particularly housing providers and job centres, and the range of these access points is growing.

To join South Central Middlesbrough Credit Union and make regular savings you need to visit one of our weekly collections held at Linthorpe United reformed Church on Clive Road. You will need to bring proof of identity and address. Contact us to find out what documents you need to bring to the collection point.

2 Shires Credit Union was established in June 2000 as Worksop & District Credit Union.

Sheffield Credit Union Ltd Set up in 2004 after the merger of smaller credit unions in the city, Sheffield Credit Union has grown to include 7,000 active members and 20 employees, with a similar number of volunteers. People who live or work in the following Council regions, can join Sheffield Credit Union: Sheffield, Rotherham, Doncaster, Barnsley, Derbyshire Dales, Bassetlaw, Chesterfield, North East Derbyshire and Bolsover. The credit union also covers the employees and tenants of 16 different housing providers who are located at least partly within the Sheffield City Region

Stranrear Credit Union in 1999 was accredited by the FSA (Financial Services Authority) as a Credit Union. A member of the Scottish League

The Stevenage Credit Union has been running since 1995

Somerset Savings and Loans formally North Somerset credit Union, Western Super Mare & District Credit Union. Launched in 2004 there are now over 2,000 members and continue to grow strongly. Members' savings total £2.2m of which £1.4m is out on loan in the local community. The organisation re-launched early in 2013 and is now stepping up its efforts in hard-pressed communities, reducing people's dependency on doorstep and payday loan companies. The credit union operates drop-in centres in Weston-super-Mare, Yeovil and Taunton as well as running sessions in a number of villages.

Solent Credit Union is one of the more recent Credit Unions created from a merger of Co-operators CU, Sanctuary CU and Eastleigh CU and offers cooperative financial services to people and organisations who live, work or are based in the SO postcode area. Many members volunteer to work within the credit union, and thereby add value to all the members, and the local community.

Solway Credit Union (SCU) Was set up in 1999 by a group of local people interested in promoting thrift. The Common Bond area is Annandale & Eskdale, Nithsdale and the Stewartry.

South Bank Savings & Credit Union was the first Credit Union registered in Teesside 158C in September 1989.

Scottish Police CU Established in 1989, we are the only Credit Union in Scotland offering financial services exclusively to all serving and retired police employees based in Scotland

Strabane Credit Union Limited a member of the Irish league of Credit Unions was formed in 1960’s.

There have been credit unions in Stockport for nearly 25 years. The first credit union in Stockport was started in Brinnington in 1989, followed over the next 10 years by Houldsworth, Offerton and Werneth. They worked closely together for a number of years and when the Financial Services Authority became responsible for the regulation of credit unions it made sense to join forces. So in December 2005, Stockport Credit Union (SCU) was formed

Stroud Valleys Credit Union has been operating in the district Since 1998 and currently has its base in the Old Town Hall in The Shambles, Stroud. There are Branches across Stroud and Tetbury.

South Yorkshire Credit Union Ltd Started as Barnsley Credit Union Ltd July 2002 and open to anyone who Live or work In Barnsley Metropolitan Borough. It started with Coalfields Grant and the Local authority did allow payroll deduction, but only in the Town Hall. In October 2006, they were awarded the Growth Fund contract. July 2008, they Merged with Little Dearne Credit Union with 800 active members and also in July 2008 managed Danum CU Growth Fund contract. May 2010 saw the merger with Danum Credit Union with 2000 active members.

South Lakeland Credit Union is an ethical, not for profit financial co-operative serving our members with savings and loans facilities. It developed out of the South Lakeland Credit Union Study Group. Legally, credit union members must have something that joins them together – a "Common Bond". Our Common Bond includes everyone who resides or works within the South Lakeland area in Cumbria, UK.

New credit union for Wiltshire share on Facebook share on Twitter share on Google+ email print First published Wednesday 2 November 2011 in News by Morwenna Blake A CREDIT Union is being launched in Salisbury Wiltshire Community Bank will provide a range of services including affordable credit, savings, standard loans, budgeting accounts and payroll deduIt is being launched by Wiltshire Council working in partnership with The Wiltshire Credit Union, South Wiltshire Credit Union and West Wilshire CreditIt is being launched by Wiltshire Council working in partnership with The Wiltshire Credit Union, South Wiltshire Credit Union and West Wilshire Credit Union.

SPLOTLANDS CREDIT UNION LIMITED was founded in November 1994 and has its registered office in Splott. Eastmoors Community Hall Sanquhar Street CF2 2AD. Cardiff Wales No WEB SITE

The Scottish Council for Voluntary Organisations (SCVO) is the membership organisation for Scotland's charities, voluntary organisations and social enterprises.

Tay Valley Credit Union is a credit union for Fife Council employees. Membership is open to all Fife Council employees who, together, provide a co-operative that is owned and controlled by its members, for the benefit of its members. The credit union provides an easy way to save money through payroll deduction and provides a facility where members can apply for loans at very low rates of interest. You can find out more information and join Tay Valley Credit Union through their website at

Templemore Credit Union 260-262 Woodstock Road Belfast BT6 9DN Tel (028) 90459947 Opening Hours: Tuesday 13:00 - 15:30 Friday 13:00 - 18:30 Saturday 10:00 - 11:50

Thamesbank Credit Union serves anyone that either lives or works in the London Boroughs of Hounslow, Richmond, Wandsworth, Kingston upon Thames and the Spelthorne District Council area in Surrey .

6 Towns Credit Union Ltd The Credit Union for Sandwell, Worcestershire and South Birmingham. Reach CIC and 6 Towns Credit Union in may 2017 launched in Droitwich to give residents easy and affordable access to loans and financial services

TEESSIDE’S community bank Tees Credit Union is looking to future expansion after securing three years of funding from the Northern Rock Foundation. South Thornaby Commuinity & Resource Centre Havilland Road Thornaby

Trafford United Credit Union Ltd Shrewsbury Street Centre, Shrewsbury Street, Old Trafford, Manchester, M16 9AX Now part of Manchester CU

Tynedale Community Bank Launched in November 2015 Tynedale Community Bank provides a community based alternative with a range of affordable loans and secure savings. Tynedale is a traditional name for the area the bank is designed to serve, which includes Hexham and other towns and villages. In 2016, they now have over 100 members, with £230,000 on deposit, and loans of tens of thousands of pounds granted. More information about the bank is available at .

Tullycarnet Credit Union Ltd was registered on 22 April 1996 40 Tullycarnet Resource Centre, Kinross Avenue, Belfast, BT5 7GE Phone:028 9030 1204 or 028 9030 9994

Value Credit Union is the oldest Co-operative employees Credit Union. Since 1988 thousands of your colleagues have been benefitting from simple savings and low-cost loan accounts, tailored to suit their needs.

Vale of leven Credit Union

Walsave Credit Union has been operating within the Walsall area since 1994

Was formed in 2003 It became East London Community Credit Union in 2012 and adopted the name East London Credit Union in 2015. The credit Union is open to people whom live, work, study or worship in the London Boroughs of Waltham Forest, Enfield, Haringey, Hackney, Newham, Redbridge and the Essex district of Epping Forest.

Sankey Brook cu North East Warrington cu Fairfield Howley &Latchford cu, Warrington CU

Sankey Brook cu North East Warrington cu Fairfield Howley &Latchford cu, Warrington CU

Anyone - as long as they live, work (paid or unpaid), or study within the WD postcode area and are 16 or over (although members must be 18 or over to apply for a loan). Under 16's can join as junior savers. We decided that our C.U. must have a good mix of community based and local employee based members. The loan and savings rules apply equally to employee members and community members

W.B.R. Credit Union Was formed in 1969 extended to cover place of work and residence of our Common Bond area of Warrenpoint, Burren and Rostrevor

Started in 2004

West Lothian Credit Union Came into being in October 2015 and is trading as Livingston Credit Union Registered in February 2003 West Lothian Credit Union offers online membership and online banking to members. They have several schools who host collections for students. Eligibility: If you work or live in West Lothian, Juniors also welcome.

West Norwich Credit Union In 1992, Freda Sheehy MBE was instrumental in setting up Earlham Credit Union, which would later become West Norwich Credit Union. She continued to be an active volunteer and has seen the credit union grow from a collection point in a community centre back room using double-entry bookkeeping

We set up West Sussex Credit Union in 2008 with one simple aim: to be the first choice for low cost, high quality ethical financial services across West Sussex.

West Wiltshire Credit Union is one of the three Credit Unions operating in Wiltshire. We cover the area in the west of Wiltshire from Westbury to Melksham. Our aim is to help our members take control of their money by providing saving accounts that give a dividend and loans at a low interest rate.

Welcome Credit Union For all who live or work in the Wigan Borough, Leigh, Chorley, Skelmersdale,

White Cart Credit Union was originally established in 1986 in a local church hall and with a small handful of members, and continues to provide savings and loans for anyone living, working or studying in Renfrewshire.

Whitehaven, Egremont & District Credit Union were newly formed in April 2010 as the result of a merger between Whitehaven Credit Union, and Egremont & District Credit Union. The two credit unions have now merged are still working to further fulfil these aims

Wimbledon credit union spent a number of years as a study group in the early sixties. Led by Ted Sammons it was the first to be registered in England as a Credit Union under “The Companies Act” in April 1964. The common bond was with the boundary of the Sacred Heart a Jesuit parish in Wimbledon and membership was open to anyone living or working in that parish area. The study group agreed to followed the model established in Nova Scotia Canada after extensive research around the world on Credit Unions. I

Willowfield Credit Union opened to the public in December 1967 and has served its members well for 49 years. At the end of its first year it had Assets of £10k. Today it has net assets of £3.45 million, a measure of the success of the Credit Union and of the high esteem in which t is held by the 1800 members. Willowfield Credit Union are delighted to be part of the 300 ILCU affiliated Credit Unions.

Started as Wirral employees CU 1992 Now living and working

Wiltshire Savings and Loans was established in 2005 in Salisbury previously called South Wiltshire Credit Union.It was set up in November 2015 with the merger of North Wilts Credit Union and South Wilts credit union the credit union continues to grow.

Across Wiltshire there are many people who for a variety of reasons do not have savings accounts or easy access to low cost loans. To meet the financial needs of these communities separate Credit Unions evolved over time in the North, South and West of Wiltshire and have been in operation for many years. The economic conditions of the last few years has resulting in a growing number of people finding it difficult to control their money and often falling prey to what have become known as ‘Payday Lenders’. The result of using these companies can be very expensive and may lead to spiralling debt that becomes impossible to control.

Anyone who lives or works in the Wishaw area can become a member of Wishaw Credit Union. Only members can apply for a Credit Union loan, which have some unique features:

Over the years Credit Unions developed and Produced LOGOS to give a firm identity for marketing

Latest comments

18.08 | 14:55

I am very proud to be a part of the credit union and the ethos of people helping people.

Congratulations to No1 CopperPot.

27.08 | 20:58

very very best knowledge toture and lovely group, geting a knowledge and share a experiance from all member of DE2015. what a lovely group?

14.07 | 04:57

A very inspiring and educational experience. It awaken my interest to serve the community.

01.07 | 13:06

As schools Development Worker for Unify Credit Union, I found the schools project resources very useful.... some really good ideas, Thank you x

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